USAA Federal Savings Bank in Wyoming vs the state
25.8%Denial rate+10.25 pts vs state
36.9%Decision denial rate+17.33 pts vs state
41.9%Origination rate-19.07 pts vs state
6.13%Median rate-0.38 pts vs state
-0.24Rate spread (pts)-0.47 pts vs state
$126kMedian applicant income
39Loans originated
24Denied
Trend in Wyoming
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 82 | 44 | 25.6% | 6.25% | #57 |
| 2024 | 105 | 64 | 12.4% | 6.25% | #50 |
| 2025 | 93 | 39 | 25.8% | 6.13% | #56 |
What USAA Federal Savings Bank lends in Wyoming
By loan purpose
By loan type
Why it denied Wyoming applicants
Where in Wyoming
Counties with the most USAA Federal Savings Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Laramie County | 29 | 11 | 7 | 24.1% |
| Natrona County | 11 | 3 | 6 | 54.5% |
| Sheridan County | 9 | 7 | 1 | 11.1% |
| Lincoln County | 6 | 2 | 3 | 50.0% |
| Park County | 5 | 2 | 1 | 20.0% |
| Albany County | 5 | 2 | 2 | 40.0% |
| Johnson County | 5 | 1 | 0 | 0.0% |
| Fremont County | 3 | 1 | 0 | 0.0% |
| Sublette County | 3 | 2 | 1 | 33.3% |
| Goshen County | 3 | 2 | 0 | 0.0% |
Other large lenders in Wyoming
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 1,567 | 17.1% | 6.50% |
| United Shore Financial Services | B | 1,281 | 8.7% | 6.12% |
| Fairway Independent Mortgage | B | 1,106 | 4.2% | 6.49% |
| Guild Mortgage | A | 961 | 4.5% | 6.38% |
| Glacier Bank | D | 856 | 15.9% | 6.95% |
| Mortgage Research Center | C | 599 | 16.9% | 6.25% |
| Uniwyo Federal Credit Union | C | 541 | 15.2% | 7.50% |
| Meridian Trust Federal Credit Union | B | 525 | 18.3% | 6.50% |
| Freedom Mortgage | B | 512 | 11.1% | 6.19% |
| First Interstate Bank | D | 510 | 23.5% | 8.13% |
Frequently asked questions
Wyoming: 93 applications in 2025, of which 39 were originated and 24 denied.
25.8% of all applications, or 36.9% of the applications it actually decided on. The Wyoming statewide average across all lenders was 15.6%.
The median rate on loans USAA Federal Savings Bank originated in Wyoming in 2025 was 6.13%, against a statewide median of 6.50%.
About this data. Figures are USAA Federal Savings Bank's own HMDA filing for properties located in Wyoming, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology