Plains Commerce Bank in Wyoming vs the state
5.0%Denial rate-10.56 pts vs state
7.6%Decision denial rate-12.03 pts vs state
61.1%Origination rate+0.10 pts vs state
6.38%Median rate-0.13 pts vs state
0.26Rate spread (pts)+0.03 pts vs state
$103kMedian applicant income
110Loans originated
9Denied
Trend in Wyoming
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 89 | 51 | 4.5% | 7.00% | #51 |
| 2024 | 140 | 85 | 1.4% | 6.63% | #41 |
| 2025 | 180 | 110 | 5.0% | 6.38% | #35 |
What Plains Commerce Bank lends in Wyoming
By loan purpose
By loan type
Why it denied Wyoming applicants
Where in Wyoming
Counties with the most Plains Commerce Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Carbon County | 38 | 23 | 3 | 7.9% |
| Fremont County | 36 | 22 | 1 | 2.8% |
| Sheridan County | 33 | 25 | 1 | 3.0% |
| Campbell County | 27 | 7 | 4 | 14.8% |
| Laramie County | 12 | 7 | 0 | 0.0% |
| Weston County | 12 | 11 | 0 | 0.0% |
| Natrona County | 7 | 5 | 0 | 0.0% |
| Crook County | 3 | 3 | 0 | 0.0% |
| Platte County | 2 | 1 | 0 | 0.0% |
| Converse County | 2 | 2 | 0 | 0.0% |
Other large lenders in Wyoming
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 1,567 | 17.1% | 6.50% |
| United Shore Financial Services | B | 1,281 | 8.7% | 6.12% |
| Fairway Independent Mortgage | B | 1,106 | 4.2% | 6.49% |
| Guild Mortgage | A | 961 | 4.5% | 6.38% |
| Glacier Bank | D | 856 | 15.9% | 6.95% |
| Mortgage Research Center | C | 599 | 16.9% | 6.25% |
| Uniwyo Federal Credit Union | C | 541 | 15.2% | 7.50% |
| Meridian Trust Federal Credit Union | B | 525 | 18.3% | 6.50% |
| Freedom Mortgage | B | 512 | 11.1% | 6.19% |
| First Interstate Bank | D | 510 | 23.5% | 8.13% |
Frequently asked questions
Wyoming: 180 applications in 2025, of which 110 were originated and 9 denied.
5.0% of all applications, or 7.6% of the applications it actually decided on. The Wyoming statewide average across all lenders was 15.6%.
The median rate on loans Plains Commerce Bank originated in Wyoming in 2025 was 6.38%, against a statewide median of 6.50%.
About this data. Figures are Plains Commerce Bank's own HMDA filing for properties located in Wyoming, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology