Primary Residential Mortgage in Wyoming vs the state
6.8%Denial rate-8.80 pts vs state
8.3%Decision denial rate-11.26 pts vs state
74.3%Origination rate+13.31 pts vs state
6.63%Median rate+0.13 pts vs state
0.17Rate spread (pts)-0.06 pts vs state
$89kMedian applicant income
55Loans originated
5Denied
Trend in Wyoming
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 212 | 154 | 1.4% | 6.25% | #20 |
| 2024 | 104 | 78 | 3.9% | 6.38% | #51 |
| 2025 | 74 | 55 | 6.8% | 6.63% | #64 |
What Primary Residential Mortgage lends in Wyoming
By loan purpose
By loan type
Why it denied Wyoming applicants
Where in Wyoming
Counties with the most Primary Residential Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Natrona County | 44 | 34 | 2 | 4.5% |
| Converse County | 15 | 14 | 0 | 0.0% |
| Goshen County | 6 | 3 | 2 | 33.3% |
| Albany County | 2 | 2 | 0 | 0.0% |
| Laramie County | 2 | 1 | 0 | 0.0% |
| Sheridan County | 1 | 1 | 0 | 0.0% |
| Sweetwater County | 1 | 0 | 0 | 0.0% |
| Park County | 1 | 0 | 1 | 100.0% |
| Campbell County | 1 | 0 | 0 | 0.0% |
| Fremont County | 1 | 0 | 0 | 0.0% |
Other large lenders in Wyoming
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 1,567 | 17.1% | 6.50% |
| United Shore Financial Services | B | 1,281 | 8.7% | 6.12% |
| Fairway Independent Mortgage | B | 1,106 | 4.2% | 6.49% |
| Guild Mortgage | A | 961 | 4.5% | 6.38% |
| Glacier Bank | D | 856 | 15.9% | 6.95% |
| Mortgage Research Center | C | 599 | 16.9% | 6.25% |
| Uniwyo Federal Credit Union | C | 541 | 15.2% | 7.50% |
| Meridian Trust Federal Credit Union | B | 525 | 18.3% | 6.50% |
| Freedom Mortgage | B | 512 | 11.1% | 6.19% |
| First Interstate Bank | D | 510 | 23.5% | 8.13% |
Frequently asked questions
Wyoming: 74 applications in 2025, of which 55 were originated and 5 denied.
6.8% of all applications, or 8.3% of the applications it actually decided on. The Wyoming statewide average across all lenders was 15.6%.
The median rate on loans Primary Residential Mortgage originated in Wyoming in 2025 was 6.63%, against a statewide median of 6.50%.
About this data. Figures are Primary Residential Mortgage's own HMDA filing for properties located in Wyoming, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology