American Financing in Wyoming vs the state
26.2%Denial rate+10.67 pts vs state
34.8%Decision denial rate+15.19 pts vs state
36.9%Origination rate-24.12 pts vs state
6.50%Median rate0.00 pts vs state
0.28Rate spread (pts)+0.05 pts vs state
$98kMedian applicant income
45Loans originated
32Denied
Trend in Wyoming
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 49 | 16 | 36.7% | 6.38% | #67 |
| 2024 | 96 | 37 | 39.6% | 6.13% | #52 |
| 2025 | 122 | 45 | 26.2% | 6.50% | #51 |
What American Financing lends in Wyoming
By loan purpose
By loan type
Why it denied Wyoming applicants
Where in Wyoming
Counties with the most American Financing applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Laramie County | 33 | 14 | 12 | 36.4% |
| Natrona County | 14 | 5 | 2 | 14.3% |
| Goshen County | 13 | 10 | 1 | 7.7% |
| Sweetwater County | 7 | 1 | 0 | 0.0% |
| Fremont County | 6 | 2 | 1 | 16.7% |
| Campbell County | 6 | 1 | 4 | 66.7% |
| Uinta County | 6 | 1 | 3 | 50.0% |
| Lincoln County | 5 | 1 | 0 | 0.0% |
| Park County | 4 | 0 | 1 | 25.0% |
| Sheridan County | 4 | 0 | 3 | 75.0% |
Other large lenders in Wyoming
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 1,567 | 17.1% | 6.50% |
| United Shore Financial Services | B | 1,281 | 8.7% | 6.12% |
| Fairway Independent Mortgage | B | 1,106 | 4.2% | 6.49% |
| Guild Mortgage | A | 961 | 4.5% | 6.38% |
| Glacier Bank | D | 856 | 15.9% | 6.95% |
| Mortgage Research Center | C | 599 | 16.9% | 6.25% |
| Uniwyo Federal Credit Union | C | 541 | 15.2% | 7.50% |
| Meridian Trust Federal Credit Union | B | 525 | 18.3% | 6.50% |
| Freedom Mortgage | B | 512 | 11.1% | 6.19% |
| First Interstate Bank | D | 510 | 23.5% | 8.13% |
Frequently asked questions
Wyoming: 122 applications in 2025, of which 45 were originated and 32 denied.
26.2% of all applications, or 34.8% of the applications it actually decided on. The Wyoming statewide average across all lenders was 15.6%.
The median rate on loans American Financing originated in Wyoming in 2025 was 6.50%, against a statewide median of 6.50%.
About this data. Figures are American Financing's own HMDA filing for properties located in Wyoming, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology