Waterstone Mortgage in Wyoming vs the state
10.0%Denial rate-5.56 pts vs state
16.7%Decision denial rate-2.92 pts vs state
50.0%Origination rate-11.01 pts vs state
6.56%Median rate+0.06 pts vs state
0.51Rate spread (pts)+0.28 pts vs state
$98kMedian applicant income
10Loans originated
2Denied
What Waterstone Mortgage lends in Wyoming
By loan purpose
By loan type
Why it denied Wyoming applicants
Where in Wyoming
Counties with the most Waterstone Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Goshen County | 13 | 8 | 1 | 7.7% |
| Sweetwater County | 2 | 0 | 1 | 50.0% |
| Laramie County | 2 | 0 | 0 | 0.0% |
| Platte County | 1 | 0 | 0 | 0.0% |
| Park County | 1 | 1 | 0 | 0.0% |
| Fremont County | 1 | 1 | 0 | 0.0% |
Other large lenders in Wyoming
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 1,567 | 17.1% | 6.50% |
| United Shore Financial Services | B | 1,281 | 8.7% | 6.12% |
| Fairway Independent Mortgage | B | 1,106 | 4.2% | 6.49% |
| Guild Mortgage | A | 961 | 4.5% | 6.38% |
| Glacier Bank | D | 856 | 15.9% | 6.95% |
| Mortgage Research Center | C | 599 | 16.9% | 6.25% |
| Uniwyo Federal Credit Union | C | 541 | 15.2% | 7.50% |
| Meridian Trust Federal Credit Union | B | 525 | 18.3% | 6.50% |
| Freedom Mortgage | B | 512 | 11.1% | 6.19% |
| First Interstate Bank | D | 510 | 23.5% | 8.13% |
Frequently asked questions
Wyoming: 20 applications in 2025, of which 10 were originated and 2 denied.
10.0% of all applications, or 16.7% of the applications it actually decided on. The Wyoming statewide average across all lenders was 15.6%.
The median rate on loans Waterstone Mortgage originated in Wyoming in 2025 was 6.56%, against a statewide median of 6.50%.
About this data. Figures are Waterstone Mortgage's own HMDA filing for properties located in Wyoming, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology