Points West Community Bank in Wyoming vs the state
7.7%Denial rate-7.87 pts vs state
7.7%Decision denial rate-11.90 pts vs state
92.3%Origination rate+31.30 pts vs state
—Median rate
—Rate spread (pts)
$99kMedian applicant income
12Loans originated
1Denied
Trend in Wyoming
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 11 | 10 | 0.0% | — | #127 |
| 2024 | 9 | 7 | 22.2% | — | #143 |
| 2025 | 13 | 12 | 7.7% | — | #126 |
What Points West Community Bank lends in Wyoming
By loan purpose
By loan type
Where in Wyoming
Counties with the most Points West Community Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Goshen County | 6 | 6 | 0 | 0.0% |
| Converse County | 4 | 3 | 1 | 25.0% |
| Niobrara County | 2 | 2 | 0 | 0.0% |
| Natrona County | 1 | 1 | 0 | 0.0% |
Other large lenders in Wyoming
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 1,567 | 17.1% | 6.50% |
| United Shore Financial Services | B | 1,281 | 8.7% | 6.12% |
| Fairway Independent Mortgage | B | 1,106 | 4.2% | 6.49% |
| Guild Mortgage | A | 961 | 4.5% | 6.38% |
| Glacier Bank | D | 856 | 15.9% | 6.95% |
| Mortgage Research Center | C | 599 | 16.9% | 6.25% |
| Uniwyo Federal Credit Union | C | 541 | 15.2% | 7.50% |
| Meridian Trust Federal Credit Union | B | 525 | 18.3% | 6.50% |
| Freedom Mortgage | B | 512 | 11.1% | 6.19% |
| First Interstate Bank | D | 510 | 23.5% | 8.13% |
Frequently asked questions
Wyoming: 13 applications in 2025, of which 12 were originated and 1 denied.
7.7% of all applications, or 7.7% of the applications it actually decided on. The Wyoming statewide average across all lenders was 15.6%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Points West Community Bank's own HMDA filing for properties located in Wyoming, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology