Utah Power Federally Insured State-Chartered Credit Union in Wyoming vs the state
0.0%Denial rate-15.56 pts vs state
0.0%Decision denial rate-19.59 pts vs state
82.9%Origination rate+21.85 pts vs state
6.38%Median rate-0.13 pts vs state
0.30Rate spread (pts)+0.07 pts vs state
$118kMedian applicant income
29Loans originated
0Denied
Trend in Wyoming
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 32 | 28 | 3.1% | 6.88% | #82 |
| 2024 | 19 | 15 | 0.0% | 6.50% | #104 |
| 2025 | 35 | 29 | 0.0% | 6.38% | #82 |
What Utah Power Federally Insured State-Chartered Credit Union lends in Wyoming
By loan purpose
By loan type
Where in Wyoming
Counties with the most Utah Power Federally Insured State-Chartered Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Sweetwater County | 20 | 16 | 0 | 0.0% |
| Lincoln County | 7 | 5 | 0 | 0.0% |
| Natrona County | 3 | 3 | 0 | 0.0% |
| Uinta County | 2 | 2 | 0 | 0.0% |
| Converse County | 1 | 1 | 0 | 0.0% |
| Campbell County | 1 | 1 | 0 | 0.0% |
| Laramie County | 1 | 1 | 0 | 0.0% |
Other large lenders in Wyoming
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 1,567 | 17.1% | 6.50% |
| United Shore Financial Services | B | 1,281 | 8.7% | 6.12% |
| Fairway Independent Mortgage | B | 1,106 | 4.2% | 6.49% |
| Guild Mortgage | A | 961 | 4.5% | 6.38% |
| Glacier Bank | D | 856 | 15.9% | 6.95% |
| Mortgage Research Center | C | 599 | 16.9% | 6.25% |
| Uniwyo Federal Credit Union | C | 541 | 15.2% | 7.50% |
| Meridian Trust Federal Credit Union | B | 525 | 18.3% | 6.50% |
| Freedom Mortgage | B | 512 | 11.1% | 6.19% |
| First Interstate Bank | D | 510 | 23.5% | 8.13% |
Frequently asked questions
Wyoming: 35 applications in 2025, of which 29 were originated and 0 denied.
0.0% of all applications, or 0.0% of the applications it actually decided on. The Wyoming statewide average across all lenders was 15.6%.
The median rate on loans Utah Power Federally Insured State-Chartered Credit Union originated in Wyoming in 2025 was 6.38%, against a statewide median of 6.50%.
About this data. Figures are Utah Power Federally Insured State-Chartered Credit Union's own HMDA filing for properties located in Wyoming, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology