Coastal Community Bank · Wyoming · 2025

Coastal Community Bank in Wyoming: approval rate, denial rate and rates (2025)

Coastal Community Bank took 173 mortgage applications in Wyoming in 2025, ranking #38 of 411 lenders active in the state. It originated 33.0% of them and denied 2.3% (3.3% of the applications it decided), against a statewide denial rate of 15.6%.

173Applicationsin WY
3.3%Decision denial ratestate 19.6%
10.49%Median ratestate 6.50%
$45,000Median loanstate $235,000
$3.0MVolume20 counties

Coastal Community Bank in Wyoming vs the state

2.3%Denial rate-13.25 pts vs state
3.3%Decision denial rate-16.28 pts vs state
33.0%Origination rate-28.06 pts vs state
10.49%Median rate+3.99 pts vs state
3.21Rate spread (pts)+2.98 pts vs state
$107kMedian applicant income
57Loans originated
4Denied

Trend in Wyoming

YearApplicationsOriginatedDenial rateMedian rateRank in state
202364370.0%14.49%#63
2024154441.3%13.62%#36
2025173572.3%10.49%#38

What Coastal Community Bank lends in Wyoming

By loan purpose

Cash-out refinance 15 9% · 0.0% denied
Home improvement 46 27% · 0.0% denied
Other / HELOC 112 65% · 3.6% denied

By loan type

Conventional 173 100% · 2.3% denied

Why it denied Wyoming applicants

Credit history 3 75%
Other 1 25%

Where in Wyoming

Counties with the most Coastal Community Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Laramie County 3080 0.0%
Sweetwater County 25110 0.0%
Natrona County 2180 0.0%
Fremont County 1671 6.3%
Park County 1540 0.0%
Uinta County 940 0.0%
Sheridan County 813 37.5%
Albany County 730 0.0%
Carbon County 710 0.0%
Crook County 520 0.0%

Other large lenders in Wyoming

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 1,56717.1%6.50%
United Shore Financial ServicesB 1,2818.7%6.12%
Fairway Independent MortgageB 1,1064.2%6.49%
Guild MortgageA 9614.5%6.38%
Glacier BankD 85615.9%6.95%
Mortgage Research CenterC 59916.9%6.25%
Uniwyo Federal Credit UnionC 54115.2%7.50%
Meridian Trust Federal Credit UnionB 52518.3%6.50%
Freedom MortgageB 51211.1%6.19%
First Interstate BankD 51023.5%8.13%

Frequently asked questions

Wyoming: 173 applications in 2025, of which 57 were originated and 4 denied.

2.3% of all applications, or 3.3% of the applications it actually decided on. The Wyoming statewide average across all lenders was 15.6%.

The median rate on loans Coastal Community Bank originated in Wyoming in 2025 was 10.49%, against a statewide median of 6.50%.

About this data. Figures are Coastal Community Bank's own HMDA filing for properties located in Wyoming, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology