Crosscountry Mortgage · Wyoming · 2025

Crosscountry Mortgage in Wyoming: approval rate, denial rate and rates (2025)

Crosscountry Mortgage took 305 mortgage applications in Wyoming in 2025, ranking #21 of 411 lenders active in the state. It originated 67.9% of them and denied 3.6% (5.0% of the applications it decided), against a statewide denial rate of 15.6%.

305Applicationsin WY
5.0%Decision denial ratestate 19.6%
6.24%Median ratestate 6.50%
$295,000Median loanstate $235,000
$65MVolume19 counties

Crosscountry Mortgage in Wyoming vs the state

3.6%Denial rate-11.95 pts vs state
5.0%Decision denial rate-14.61 pts vs state
67.9%Origination rate+6.86 pts vs state
6.24%Median rate-0.26 pts vs state
0.34Rate spread (pts)+0.11 pts vs state
$94kMedian applicant income
207Loans originated
11Denied

Trend in Wyoming

YearApplicationsOriginatedDenial rateMedian rateRank in state
20232331532.2%6.45%#19
20242912061.7%6.38%#20
20253052073.6%6.24%#21

What Crosscountry Mortgage lends in Wyoming

By loan purpose

Home purchase 229 75% · 2.2% denied
Refinance 30 10% · 0.0% denied
Cash-out refinance 24 8% · 8.3% denied
Home improvement 4 1% · 50.0% denied
Other / HELOC 18 6% · 11.1% denied

By loan type

Conventional 105 34% · 5.7% denied
FHA 125 41% · 2.4% denied
VA 71 23% · 1.4% denied
USDA / RHS 4 1% · 25.0% denied

Why it denied Wyoming applicants

Debt-to-income ratio 2 18%
Other 2 18%
Incomplete application 2 18%
Credit history 2 18%
Collateral 2 18%
Unverifiable information 1 9%

Where in Wyoming

Counties with the most Crosscountry Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Natrona County 117892 1.7%
Laramie County 114731 0.9%
Sweetwater County 1382 15.4%
Uinta County 1161 9.1%
Fremont County 831 12.5%
Converse County 760 0.0%
Carbon County 510 0.0%
Campbell County 540 0.0%
Goshen County 430 0.0%
Lincoln County 330 0.0%

Other large lenders in Wyoming

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 1,56717.1%6.50%
United Shore Financial ServicesB 1,2818.7%6.12%
Fairway Independent MortgageB 1,1064.2%6.49%
Guild MortgageA 9614.5%6.38%
Glacier BankD 85615.9%6.95%
Mortgage Research CenterC 59916.9%6.25%
Uniwyo Federal Credit UnionC 54115.2%7.50%
Meridian Trust Federal Credit UnionB 52518.3%6.50%
Freedom MortgageB 51211.1%6.19%
First Interstate BankD 51023.5%8.13%

Frequently asked questions

Wyoming: 305 applications in 2025, of which 207 were originated and 11 denied.

3.6% of all applications, or 5.0% of the applications it actually decided on. The Wyoming statewide average across all lenders was 15.6%.

The median rate on loans Crosscountry Mortgage originated in Wyoming in 2025 was 6.24%, against a statewide median of 6.50%.

About this data. Figures are Crosscountry Mortgage's own HMDA filing for properties located in Wyoming, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology