Carrington Mortgage Services in Wyoming vs the state
40.6%Denial rate+25.07 pts vs state
49.1%Decision denial rate+29.47 pts vs state
34.4%Origination rate-26.63 pts vs state
6.25%Median rate-0.25 pts vs state
0.60Rate spread (pts)+0.37 pts vs state
$90kMedian applicant income
44Loans originated
52Denied
Trend in Wyoming
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 89 | 26 | 47.2% | 6.56% | #49 |
| 2024 | 122 | 29 | 39.3% | 6.63% | #44 |
| 2025 | 128 | 44 | 40.6% | 6.25% | #47 |
What Carrington Mortgage Services lends in Wyoming
By loan purpose
By loan type
Why it denied Wyoming applicants
Where in Wyoming
Counties with the most Carrington Mortgage Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Campbell County | 26 | 7 | 15 | 57.7% |
| Sweetwater County | 19 | 8 | 5 | 26.3% |
| Natrona County | 19 | 3 | 11 | 57.9% |
| Laramie County | 13 | 5 | 3 | 23.1% |
| Uinta County | 6 | 1 | 2 | 33.3% |
| Carbon County | 6 | 3 | 2 | 33.3% |
| Lincoln County | 6 | 2 | 4 | 66.7% |
| Albany County | 4 | 2 | 2 | 50.0% |
| Sheridan County | 4 | 3 | 1 | 25.0% |
| Sublette County | 3 | 2 | 0 | 0.0% |
Other large lenders in Wyoming
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 1,567 | 17.1% | 6.50% |
| United Shore Financial Services | B | 1,281 | 8.7% | 6.12% |
| Fairway Independent Mortgage | B | 1,106 | 4.2% | 6.49% |
| Guild Mortgage | A | 961 | 4.5% | 6.38% |
| Glacier Bank | D | 856 | 15.9% | 6.95% |
| Mortgage Research Center | C | 599 | 16.9% | 6.25% |
| Uniwyo Federal Credit Union | C | 541 | 15.2% | 7.50% |
| Meridian Trust Federal Credit Union | B | 525 | 18.3% | 6.50% |
| Freedom Mortgage | B | 512 | 11.1% | 6.19% |
| First Interstate Bank | D | 510 | 23.5% | 8.13% |
Frequently asked questions
Wyoming: 128 applications in 2025, of which 44 were originated and 52 denied.
40.6% of all applications, or 49.1% of the applications it actually decided on. The Wyoming statewide average across all lenders was 15.6%.
The median rate on loans Carrington Mortgage Services originated in Wyoming in 2025 was 6.25%, against a statewide median of 6.50%.
About this data. Figures are Carrington Mortgage Services's own HMDA filing for properties located in Wyoming, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology