Blue Federal Credit Union in Wyoming vs the state
13.2%Denial rate-2.35 pts vs state
19.3%Decision denial rate-0.32 pts vs state
55.4%Origination rate-5.66 pts vs state
6.99%Median rate+0.49 pts vs state
-0.24Rate spread (pts)-0.47 pts vs state
$105kMedian applicant income
176Loans originated
42Denied
Trend in Wyoming
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 352 | 203 | 20.2% | 6.49% | #14 |
| 2024 | 304 | 151 | 23.0% | 8.00% | #17 |
| 2025 | 318 | 176 | 13.2% | 6.99% | #18 |
What Blue Federal Credit Union lends in Wyoming
By loan purpose
By loan type
Why it denied Wyoming applicants
Where in Wyoming
Counties with the most Blue Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Laramie County | 275 | 156 | 37 | 13.5% |
| Albany County | 14 | 5 | 1 | 7.1% |
| Natrona County | 6 | 2 | 2 | 33.3% |
| Platte County | 5 | 2 | 1 | 20.0% |
| Carbon County | 3 | 1 | 1 | 33.3% |
| Goshen County | 2 | 1 | 0 | 0.0% |
| Lincoln County | 1 | 1 | 0 | 0.0% |
| Weston County | 1 | 0 | 0 | 0.0% |
| Big Horn County | 1 | 1 | 0 | 0.0% |
| Johnson County | 1 | 1 | 0 | 0.0% |
Other large lenders in Wyoming
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 1,567 | 17.1% | 6.50% |
| United Shore Financial Services | B | 1,281 | 8.7% | 6.12% |
| Fairway Independent Mortgage | B | 1,106 | 4.2% | 6.49% |
| Guild Mortgage | A | 961 | 4.5% | 6.38% |
| Glacier Bank | D | 856 | 15.9% | 6.95% |
| Mortgage Research Center | C | 599 | 16.9% | 6.25% |
| Uniwyo Federal Credit Union | C | 541 | 15.2% | 7.50% |
| Meridian Trust Federal Credit Union | B | 525 | 18.3% | 6.50% |
| Freedom Mortgage | B | 512 | 11.1% | 6.19% |
| First Interstate Bank | D | 510 | 23.5% | 8.13% |
Frequently asked questions
Wyoming: 318 applications in 2025, of which 176 were originated and 42 denied.
13.2% of all applications, or 19.3% of the applications it actually decided on. The Wyoming statewide average across all lenders was 15.6%.
The median rate on loans Blue Federal Credit Union originated in Wyoming in 2025 was 6.99%, against a statewide median of 6.50%.
About this data. Figures are Blue Federal Credit Union's own HMDA filing for properties located in Wyoming, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology