American Financial Network · Wyoming · 2025

American Financial Network in Wyoming: approval rate, denial rate and rates (2025)

American Financial Network took 18 mortgage applications in Wyoming in 2025, ranking #114 of 411 lenders active in the state. It originated 66.7% of them and denied 5.6% (7.7% of the applications it decided), against a statewide denial rate of 15.6%.

18Applicationsin WY
7.7%Decision denial ratestate 19.6%
6.50%Median ratestate 6.50%
$280,000Median loanstate $235,000
$3.2MVolume6 counties

American Financial Network in Wyoming vs the state

5.6%Denial rate-10.00 pts vs state
7.7%Decision denial rate-11.90 pts vs state
66.7%Origination rate+5.66 pts vs state
6.50%Median rate0.00 pts vs state
0.29Rate spread (pts)+0.06 pts vs state
$115kMedian applicant income
12Loans originated
1Denied

Trend in Wyoming

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023221218.2%6.94%#92
202417125.9%6.75%#111
202518125.6%6.50%#114

What American Financial Network lends in Wyoming

By loan purpose

Home purchase 12 67% · 8.3% denied
Refinance 2 11% · 0.0% denied
Cash-out refinance 4 22% · 0.0% denied

By loan type

Conventional 2 11% · 0.0% denied
FHA 6 33% · 16.7% denied
VA 7 39% · 0.0% denied
USDA / RHS 3 17% · 0.0% denied

Why it denied Wyoming applicants

Debt-to-income ratio 1 100%

Where in Wyoming

Counties with the most American Financial Network applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Laramie County 731 14.3%
Converse County 550 0.0%
Campbell County 320 0.0%
Sheridan County 100 0.0%
Lincoln County 110 0.0%
Carbon County 110 0.0%

Other large lenders in Wyoming

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 1,56717.1%6.50%
United Shore Financial ServicesB 1,2818.7%6.12%
Fairway Independent MortgageB 1,1064.2%6.49%
Guild MortgageA 9614.5%6.38%
Glacier BankD 85615.9%6.95%
Mortgage Research CenterC 59916.9%6.25%
Uniwyo Federal Credit UnionC 54115.2%7.50%
Meridian Trust Federal Credit UnionB 52518.3%6.50%
Freedom MortgageB 51211.1%6.19%
First Interstate BankD 51023.5%8.13%

Frequently asked questions

Wyoming: 18 applications in 2025, of which 12 were originated and 1 denied.

5.6% of all applications, or 7.7% of the applications it actually decided on. The Wyoming statewide average across all lenders was 15.6%.

The median rate on loans American Financial Network originated in Wyoming in 2025 was 6.50%, against a statewide median of 6.50%.

About this data. Figures are American Financial Network's own HMDA filing for properties located in Wyoming, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology