Western Vista in Wyoming vs the state
7.1%Denial rate-8.42 pts vs state
8.8%Decision denial rate-10.78 pts vs state
73.6%Origination rate+12.59 pts vs state
6.25%Median rate-0.25 pts vs state
0.20Rate spread (pts)-0.03 pts vs state
$100kMedian applicant income
237Loans originated
23Denied
Trend in Wyoming
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 164 | 103 | 17.1% | 8.06% | #29 |
| 2024 | 322 | 240 | 9.6% | 6.86% | #15 |
| 2025 | 322 | 237 | 7.1% | 6.25% | #16 |
What Western Vista lends in Wyoming
By loan purpose
By loan type
Why it denied Wyoming applicants
Where in Wyoming
Counties with the most Western Vista applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Natrona County | 219 | 179 | 12 | 5.5% |
| Laramie County | 50 | 37 | 1 | 2.0% |
| Converse County | 14 | 12 | 0 | 0.0% |
| Platte County | 4 | 4 | 0 | 0.0% |
| Albany County | 2 | 1 | 0 | 0.0% |
| Carbon County | 2 | 2 | 0 | 0.0% |
| Goshen County | 1 | 1 | 0 | 0.0% |
| Fremont County | 1 | 1 | 0 | 0.0% |
Other large lenders in Wyoming
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 1,567 | 17.1% | 6.50% |
| United Shore Financial Services | B | 1,281 | 8.7% | 6.12% |
| Fairway Independent Mortgage | B | 1,106 | 4.2% | 6.49% |
| Guild Mortgage | A | 961 | 4.5% | 6.38% |
| Glacier Bank | D | 856 | 15.9% | 6.95% |
| Mortgage Research Center | C | 599 | 16.9% | 6.25% |
| Uniwyo Federal Credit Union | C | 541 | 15.2% | 7.50% |
| Meridian Trust Federal Credit Union | B | 525 | 18.3% | 6.50% |
| Freedom Mortgage | B | 512 | 11.1% | 6.19% |
| First Interstate Bank | D | 510 | 23.5% | 8.13% |
Frequently asked questions
Wyoming: 322 applications in 2025, of which 237 were originated and 23 denied.
7.1% of all applications, or 8.8% of the applications it actually decided on. The Wyoming statewide average across all lenders was 15.6%.
The median rate on loans Western Vista originated in Wyoming in 2025 was 6.25%, against a statewide median of 6.50%.
About this data. Figures are Western Vista's own HMDA filing for properties located in Wyoming, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology