Triad Financial Services in Wyoming vs the state
44.6%Denial rate+29.00 pts vs state
44.6%Decision denial rate+24.97 pts vs state
29.6%Origination rate-31.39 pts vs state
8.00%Median rate+1.50 pts vs state
2.27Rate spread (pts)+2.04 pts vs state
$58kMedian applicant income
117Loans originated
176Denied
Trend in Wyoming
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 252 | 92 | 50.4% | 8.00% | #17 |
| 2024 | 312 | 94 | 51.9% | 8.00% | #16 |
| 2025 | 395 | 117 | 44.6% | 8.00% | #12 |
What Triad Financial Services lends in Wyoming
By loan purpose
By loan type
Why it denied Wyoming applicants
Where in Wyoming
Counties with the most Triad Financial Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Natrona County | 148 | 49 | 62 | 41.9% |
| Laramie County | 91 | 17 | 56 | 61.5% |
| Campbell County | 83 | 38 | 22 | 26.5% |
| Albany County | 19 | 2 | 11 | 57.9% |
| Sweetwater County | 13 | 1 | 7 | 53.8% |
| Converse County | 10 | 5 | 1 | 10.0% |
| Lincoln County | 5 | 1 | 3 | 60.0% |
| Carbon County | 5 | 1 | 4 | 80.0% |
| Fremont County | 5 | 1 | 1 | 20.0% |
| Goshen County | 4 | 0 | 2 | 50.0% |
Other large lenders in Wyoming
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 1,567 | 17.1% | 6.50% |
| United Shore Financial Services | B | 1,281 | 8.7% | 6.12% |
| Fairway Independent Mortgage | B | 1,106 | 4.2% | 6.49% |
| Guild Mortgage | A | 961 | 4.5% | 6.38% |
| Glacier Bank | D | 856 | 15.9% | 6.95% |
| Mortgage Research Center | C | 599 | 16.9% | 6.25% |
| Uniwyo Federal Credit Union | C | 541 | 15.2% | 7.50% |
| Meridian Trust Federal Credit Union | B | 525 | 18.3% | 6.50% |
| Freedom Mortgage | B | 512 | 11.1% | 6.19% |
| First Interstate Bank | D | 510 | 23.5% | 8.13% |
Frequently asked questions
Wyoming: 395 applications in 2025, of which 117 were originated and 176 denied.
44.6% of all applications, or 44.6% of the applications it actually decided on. The Wyoming statewide average across all lenders was 15.6%.
The median rate on loans Triad Financial Services originated in Wyoming in 2025 was 8.00%, against a statewide median of 6.50%.
About this data. Figures are Triad Financial Services's own HMDA filing for properties located in Wyoming, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology