Hilltop National Bank in Wyoming vs the state
3.4%Denial rate-12.14 pts vs state
4.0%Decision denial rate-15.64 pts vs state
83.3%Origination rate+22.26 pts vs state
—Median rate
—Rate spread (pts)
$89kMedian applicant income
219Loans originated
9Denied
Trend in Wyoming
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 176 | 141 | 6.3% | — | #24 |
| 2024 | 234 | 208 | 3.4% | — | #21 |
| 2025 | 263 | 219 | 3.4% | — | #23 |
What Hilltop National Bank lends in Wyoming
By loan purpose
By loan type
Why it denied Wyoming applicants
Where in Wyoming
Counties with the most Hilltop National Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Natrona County | 230 | 192 | 8 | 3.5% |
| Converse County | 17 | 14 | 0 | 0.0% |
| Laramie County | 7 | 6 | 0 | 0.0% |
| Uinta County | 2 | 2 | 0 | 0.0% |
| Carbon County | 2 | 1 | 1 | 50.0% |
| Campbell County | 1 | 1 | 0 | 0.0% |
| Johnson County | 1 | 1 | 0 | 0.0% |
| Platte County | 1 | 1 | 0 | 0.0% |
| Goshen County | 1 | 0 | 0 | 0.0% |
| Washakie County | 1 | 1 | 0 | 0.0% |
Other large lenders in Wyoming
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 1,567 | 17.1% | 6.50% |
| United Shore Financial Services | B | 1,281 | 8.7% | 6.12% |
| Fairway Independent Mortgage | B | 1,106 | 4.2% | 6.49% |
| Guild Mortgage | A | 961 | 4.5% | 6.38% |
| Glacier Bank | D | 856 | 15.9% | 6.95% |
| Mortgage Research Center | C | 599 | 16.9% | 6.25% |
| Uniwyo Federal Credit Union | C | 541 | 15.2% | 7.50% |
| Meridian Trust Federal Credit Union | B | 525 | 18.3% | 6.50% |
| Freedom Mortgage | B | 512 | 11.1% | 6.19% |
| First Interstate Bank | D | 510 | 23.5% | 8.13% |
Frequently asked questions
Wyoming: 263 applications in 2025, of which 219 were originated and 9 denied.
3.4% of all applications, or 4.0% of the applications it actually decided on. The Wyoming statewide average across all lenders was 15.6%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Hilltop National Bank's own HMDA filing for properties located in Wyoming, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology