Mountain America Federal Credit Union in Wyoming vs the state
38.8%Denial rate+23.26 pts vs state
49.3%Decision denial rate+29.66 pts vs state
38.8%Origination rate-22.19 pts vs state
7.24%Median rate+0.74 pts vs state
0.69Rate spread (pts)+0.46 pts vs state
$117kMedian applicant income
33Loans originated
33Denied
Trend in Wyoming
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 82 | 36 | 35.4% | 7.94% | #56 |
| 2024 | 58 | 19 | 29.3% | 6.88% | #64 |
| 2025 | 85 | 33 | 38.8% | 7.24% | #59 |
What Mountain America Federal Credit Union lends in Wyoming
By loan purpose
By loan type
Why it denied Wyoming applicants
Where in Wyoming
Counties with the most Mountain America Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lincoln County | 19 | 10 | 7 | 36.8% |
| Uinta County | 16 | 5 | 6 | 37.5% |
| Sweetwater County | 12 | 8 | 3 | 25.0% |
| Natrona County | 8 | 2 | 3 | 37.5% |
| Fremont County | 6 | 0 | 2 | 33.3% |
| Sublette County | 4 | 2 | 1 | 25.0% |
| Laramie County | 4 | 1 | 3 | 75.0% |
| Park County | 3 | 1 | 2 | 66.7% |
| Teton County | 3 | 1 | 1 | 33.3% |
| Campbell County | 3 | 1 | 1 | 33.3% |
Other large lenders in Wyoming
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 1,567 | 17.1% | 6.50% |
| United Shore Financial Services | B | 1,281 | 8.7% | 6.12% |
| Fairway Independent Mortgage | B | 1,106 | 4.2% | 6.49% |
| Guild Mortgage | A | 961 | 4.5% | 6.38% |
| Glacier Bank | D | 856 | 15.9% | 6.95% |
| Mortgage Research Center | C | 599 | 16.9% | 6.25% |
| Uniwyo Federal Credit Union | C | 541 | 15.2% | 7.50% |
| Meridian Trust Federal Credit Union | B | 525 | 18.3% | 6.50% |
| Freedom Mortgage | B | 512 | 11.1% | 6.19% |
| First Interstate Bank | D | 510 | 23.5% | 8.13% |
Frequently asked questions
Wyoming: 85 applications in 2025, of which 33 were originated and 33 denied.
38.8% of all applications, or 49.3% of the applications it actually decided on. The Wyoming statewide average across all lenders was 15.6%.
The median rate on loans Mountain America Federal Credit Union originated in Wyoming in 2025 was 7.24%, against a statewide median of 6.50%.
About this data. Figures are Mountain America Federal Credit Union's own HMDA filing for properties located in Wyoming, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology