ANB Bank in Wyoming vs the state
8.5%Denial rate-7.09 pts vs state
10.1%Decision denial rate-9.52 pts vs state
71.8%Origination rate+10.74 pts vs state
6.13%Median rate-0.38 pts vs state
0.00Rate spread (pts)-0.23 pts vs state
$74kMedian applicant income
127Loans originated
15Denied
Trend in Wyoming
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 200 | 134 | 14.0% | 6.25% | #21 |
| 2024 | 200 | 132 | 16.5% | 6.25% | #26 |
| 2025 | 177 | 127 | 8.5% | 6.13% | #37 |
What ANB Bank lends in Wyoming
By loan purpose
By loan type
Why it denied Wyoming applicants
Where in Wyoming
Counties with the most ANB Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Laramie County | 69 | 48 | 6 | 8.7% |
| Albany County | 40 | 27 | 4 | 10.0% |
| Johnson County | 20 | 17 | 0 | 0.0% |
| Washakie County | 19 | 16 | 1 | 5.3% |
| Natrona County | 17 | 13 | 2 | 11.8% |
| Campbell County | 5 | 1 | 2 | 40.0% |
| Hot Springs County | 2 | 0 | 0 | 0.0% |
| Carbon County | 1 | 1 | 0 | 0.0% |
| Weston County | 1 | 1 | 0 | 0.0% |
| Sheridan County | 1 | 1 | 0 | 0.0% |
Other large lenders in Wyoming
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 1,567 | 17.1% | 6.50% |
| United Shore Financial Services | B | 1,281 | 8.7% | 6.12% |
| Fairway Independent Mortgage | B | 1,106 | 4.2% | 6.49% |
| Guild Mortgage | A | 961 | 4.5% | 6.38% |
| Glacier Bank | D | 856 | 15.9% | 6.95% |
| Mortgage Research Center | C | 599 | 16.9% | 6.25% |
| Uniwyo Federal Credit Union | C | 541 | 15.2% | 7.50% |
| Meridian Trust Federal Credit Union | B | 525 | 18.3% | 6.50% |
| Freedom Mortgage | B | 512 | 11.1% | 6.19% |
| First Interstate Bank | D | 510 | 23.5% | 8.13% |
Frequently asked questions
Wyoming: 177 applications in 2025, of which 127 were originated and 15 denied.
8.5% of all applications, or 10.1% of the applications it actually decided on. The Wyoming statewide average across all lenders was 15.6%.
The median rate on loans ANB Bank originated in Wyoming in 2025 was 6.13%, against a statewide median of 6.50%.
About this data. Figures are ANB Bank's own HMDA filing for properties located in Wyoming, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology