Gold Star Mortgage Financial Group · Wyoming · 2025

Gold Star Mortgage Financial Group in Wyoming: approval rate, denial rate and rates (2025)

Gold Star Mortgage Financial Group took 301 mortgage applications in Wyoming in 2025, ranking #22 of 411 lenders active in the state. It originated 81.1% of them and denied 1.0% (1.2% of the applications it decided), against a statewide denial rate of 15.6%.

301Applicationsin WY
1.2%Decision denial ratestate 19.6%
6.38%Median ratestate 6.50%
$245,000Median loanstate $235,000
$57MVolume9 counties

Gold Star Mortgage Financial Group in Wyoming vs the state

1.0%Denial rate-14.56 pts vs state
1.2%Decision denial rate-18.43 pts vs state
81.1%Origination rate+20.05 pts vs state
6.38%Median rate-0.13 pts vs state
0.29Rate spread (pts)+0.06 pts vs state
$91kMedian applicant income
244Loans originated
3Denied

What Gold Star Mortgage Financial Group lends in Wyoming

By loan purpose

Home purchase 266 88% · 1.1% denied
Refinance 13 4% · 0.0% denied
Cash-out refinance 22 7% · 0.0% denied

By loan type

Conventional 145 48% · 0.7% denied
FHA 131 44% · 1.5% denied
VA 18 6% · 0.0% denied
USDA / RHS 7 2% · 0.0% denied

Why it denied Wyoming applicants

Debt-to-income ratio 3 100%

Where in Wyoming

Counties with the most Gold Star Mortgage Financial Group applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Campbell County 2522101 0.4%
Crook County 19150 0.0%
Weston County 870 0.0%
Johnson County 840 0.0%
Natrona County 712 28.6%
Sheridan County 440 0.0%
Goshen County 110 0.0%
Laramie County 110 0.0%
Fremont County 110 0.0%

Other large lenders in Wyoming

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 1,56717.1%6.50%
United Shore Financial ServicesB 1,2818.7%6.12%
Fairway Independent MortgageB 1,1064.2%6.49%
Guild MortgageA 9614.5%6.38%
Glacier BankD 85615.9%6.95%
Mortgage Research CenterC 59916.9%6.25%
Uniwyo Federal Credit UnionC 54115.2%7.50%
Meridian Trust Federal Credit UnionB 52518.3%6.50%
Freedom MortgageB 51211.1%6.19%
First Interstate BankD 51023.5%8.13%

Frequently asked questions

Wyoming: 301 applications in 2025, of which 244 were originated and 3 denied.

1.0% of all applications, or 1.2% of the applications it actually decided on. The Wyoming statewide average across all lenders was 15.6%.

The median rate on loans Gold Star Mortgage Financial Group originated in Wyoming in 2025 was 6.38%, against a statewide median of 6.50%.

About this data. Figures are Gold Star Mortgage Financial Group's own HMDA filing for properties located in Wyoming, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology