Morgan Stanley Private Bank in Delaware vs the state
3.6%Denial rate-14.59 pts vs state
4.1%Decision denial rate-18.65 pts vs state
82.1%Origination rate+22.95 pts vs state
6.05%Median rate-0.58 pts vs state
-0.19Rate spread (pts)-0.46 pts vs state
$299kMedian applicant income
46Loans originated
2Denied
Trend in Delaware
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 54 | 41 | 3.7% | 5.85% | #100 |
| 2024 | 52 | 41 | 0.0% | 6.05% | #111 |
| 2025 | 56 | 46 | 3.6% | 6.05% | #110 |
What Morgan Stanley Private Bank lends in Delaware
By loan purpose
By loan type
Why it denied Delaware applicants
Where in Delaware
Counties with the most Morgan Stanley Private Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Sussex County | 45 | 36 | 2 | 4.4% |
| New Castle County | 11 | 10 | 0 | 0.0% |
Other large lenders in Delaware
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 2,381 | 15.5% | 6.88% |
| Wilmington Savings Fund Society | B | 1,801 | 16.6% | 7.25% |
| Citizens Bank | C | 1,633 | 29.3% | 7.65% |
| PNC Bank | D | 1,492 | 25.1% | 7.50% |
| NVR Mortgage Finance | B | 1,414 | 18.7% | 6.63% |
| United Shore Financial Services | B | 1,408 | 13.0% | 6.13% |
| Pike Creek Mortgage Services | B | 1,383 | 2.2% | 6.38% |
| Manufacturers and Traders Trust | C | 1,337 | 32.5% | 5.99% |
| Newrez | D | 1,127 | 18.4% | 6.50% |
| Del-One Federal Credit Union | D | 1,070 | 41.3% | 7.00% |
Frequently asked questions
Delaware: 56 applications in 2025, of which 46 were originated and 2 denied.
3.6% of all applications, or 4.1% of the applications it actually decided on. The Delaware statewide average across all lenders was 18.2%.
The median rate on loans Morgan Stanley Private Bank originated in Delaware in 2025 was 6.05%, against a statewide median of 6.63%.
About this data. Figures are Morgan Stanley Private Bank's own HMDA filing for properties located in Delaware, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology