Truist Bank in Delaware vs the state
6.5%Denial rate-11.69 pts vs state
9.7%Decision denial rate-13.05 pts vs state
60.4%Origination rate+1.24 pts vs state
6.25%Median rate-0.38 pts vs state
0.02Rate spread (pts)-0.25 pts vs state
$167kMedian applicant income
84Loans originated
9Denied
Trend in Delaware
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 96 | 61 | 7.3% | 6.38% | #86 |
| 2024 | 99 | 64 | 6.1% | 6.49% | #76 |
| 2025 | 139 | 84 | 6.5% | 6.25% | #66 |
What Truist Bank lends in Delaware
By loan purpose
By loan type
Why it denied Delaware applicants
Where in Delaware
Counties with the most Truist Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Sussex County | 116 | 69 | 7 | 6.0% |
| New Castle County | 17 | 12 | 1 | 5.9% |
| Kent County | 6 | 3 | 1 | 16.7% |
Other large lenders in Delaware
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 2,381 | 15.5% | 6.88% |
| Wilmington Savings Fund Society | B | 1,801 | 16.6% | 7.25% |
| Citizens Bank | C | 1,633 | 29.3% | 7.65% |
| PNC Bank | D | 1,492 | 25.1% | 7.50% |
| NVR Mortgage Finance | B | 1,414 | 18.7% | 6.63% |
| United Shore Financial Services | B | 1,408 | 13.0% | 6.13% |
| Pike Creek Mortgage Services | B | 1,383 | 2.2% | 6.38% |
| Manufacturers and Traders Trust | C | 1,337 | 32.5% | 5.99% |
| Newrez | D | 1,127 | 18.4% | 6.50% |
| Del-One Federal Credit Union | D | 1,070 | 41.3% | 7.00% |
Frequently asked questions
Delaware: 139 applications in 2025, of which 84 were originated and 9 denied.
6.5% of all applications, or 9.7% of the applications it actually decided on. The Delaware statewide average across all lenders was 18.2%.
The median rate on loans Truist Bank originated in Delaware in 2025 was 6.25%, against a statewide median of 6.63%.
About this data. Figures are Truist Bank's own HMDA filing for properties located in Delaware, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology