New Day Financial in Delaware vs the state
27.3%Denial rate+9.15 pts vs state
58.6%Decision denial rate+35.83 pts vs state
18.5%Origination rate-40.70 pts vs state
6.87%Median rate+0.25 pts vs state
0.87Rate spread (pts)+0.60 pts vs state
$74kMedian applicant income
44Loans originated
65Denied
Trend in Delaware
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 170 | 29 | 27.1% | 7.49% | #55 |
| 2024 | 237 | 41 | 22.8% | 7.75% | #44 |
| 2025 | 238 | 44 | 27.3% | 6.87% | #51 |
What New Day Financial lends in Delaware
By loan purpose
By loan type
Why it denied Delaware applicants
Where in Delaware
Counties with the most New Day Financial applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Kent County | 85 | 16 | 18 | 21.2% |
| New Castle County | 78 | 13 | 27 | 34.6% |
| Sussex County | 75 | 15 | 20 | 26.7% |
Other large lenders in Delaware
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 2,381 | 15.5% | 6.88% |
| Wilmington Savings Fund Society | B | 1,801 | 16.6% | 7.25% |
| Citizens Bank | C | 1,633 | 29.3% | 7.65% |
| PNC Bank | D | 1,492 | 25.1% | 7.50% |
| NVR Mortgage Finance | B | 1,414 | 18.7% | 6.63% |
| United Shore Financial Services | B | 1,408 | 13.0% | 6.13% |
| Pike Creek Mortgage Services | B | 1,383 | 2.2% | 6.38% |
| Manufacturers and Traders Trust | C | 1,337 | 32.5% | 5.99% |
| Newrez | D | 1,127 | 18.4% | 6.50% |
| Del-One Federal Credit Union | D | 1,070 | 41.3% | 7.00% |
Frequently asked questions
Delaware: 238 applications in 2025, of which 44 were originated and 65 denied.
27.3% of all applications, or 58.6% of the applications it actually decided on. The Delaware statewide average across all lenders was 18.2%.
The median rate on loans New Day Financial originated in Delaware in 2025 was 6.87%, against a statewide median of 6.63%.
About this data. Figures are New Day Financial's own HMDA filing for properties located in Delaware, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology