STAR Financial Bank in Indiana vs the state
27.7%Denial rate+11.09 pts vs state
30.2%Decision denial rate+10.07 pts vs state
56.7%Origination rate-5.59 pts vs state
6.13%Median rate-0.63 pts vs state
0.17Rate spread (pts)-0.19 pts vs state
$81kMedian applicant income
885Loans originated
432Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,652 | 953 | 25.9% | 6.25% | #44 |
| 2024 | 1,433 | 800 | 28.1% | 8.50% | #54 |
| 2025 | 1,562 | 885 | 27.7% | 6.13% | #55 |
What STAR Financial Bank lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most STAR Financial Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Allen County | 214 | 130 | 48 | 22.4% |
| Madison County | 197 | 104 | 64 | 32.5% |
| Grant County | 159 | 74 | 61 | 38.4% |
| Delaware County | 136 | 75 | 37 | 27.2% |
| Hamilton County | 131 | 88 | 25 | 19.1% |
| Marion County | 117 | 62 | 29 | 24.8% |
| Henry County | 98 | 45 | 42 | 42.9% |
| Howard County | 96 | 56 | 29 | 30.2% |
| Whitley County | 69 | 51 | 8 | 11.6% |
| Tipton County | 63 | 36 | 16 | 25.4% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 1,562 applications in 2025, of which 885 were originated and 432 denied.
27.7% of all applications, or 30.2% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans STAR Financial Bank originated in Indiana in 2025 was 6.13%, against a statewide median of 6.75%.
About this data. Figures are STAR Financial Bank's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology