GoodLeap in Indiana vs the state
22.4%Denial rate+5.84 pts vs state
25.9%Decision denial rate+5.79 pts vs state
49.8%Origination rate-12.47 pts vs state
6.50%Median rate-0.25 pts vs state
0.35Rate spread (pts)-0.01 pts vs state
$64kMedian applicant income
664Loans originated
299Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 524 | 255 | 22.5% | 5.99% | #96 |
| 2024 | 972 | 466 | 23.5% | 5.88% | #68 |
| 2025 | 1,334 | 664 | 22.4% | 6.50% | #61 |
What GoodLeap lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most GoodLeap applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Marion County | 302 | 149 | 75 | 24.8% |
| Allen County | 64 | 43 | 8 | 12.5% |
| Lake County | 53 | 24 | 9 | 17.0% |
| Hamilton County | 51 | 24 | 12 | 23.5% |
| Madison County | 48 | 26 | 10 | 20.8% |
| Delaware County | 44 | 19 | 8 | 18.2% |
| Howard County | 43 | 17 | 11 | 25.6% |
| Tippecanoe County | 36 | 26 | 4 | 11.1% |
| St. Joseph County | 36 | 16 | 8 | 22.2% |
| Grant County | 34 | 9 | 13 | 38.2% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 1,334 applications in 2025, of which 664 were originated and 299 denied.
22.4% of all applications, or 25.9% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans GoodLeap originated in Indiana in 2025 was 6.50%, against a statewide median of 6.75%.
About this data. Figures are GoodLeap's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology