The County Federal Credit Union in Maine vs the state
32.3%Denial rate+15.99 pts vs state
35.6%Decision denial rate+15.48 pts vs state
51.1%Origination rate-11.07 pts vs state
—Median rate
—Rate spread (pts)
$81kMedian applicant income
185Loans originated
117Denied
Trend in Maine
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 270 | 175 | 15.2% | — | #45 |
| 2024 | 354 | 212 | 26.6% | — | #42 |
| 2025 | 362 | 185 | 32.3% | — | #42 |
What The County Federal Credit Union lends in Maine
By loan purpose
By loan type
Where in Maine
Counties with the most The County Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Aroostook County | 281 | 149 | 92 | 32.7% |
| Penobscot County | 61 | 27 | 18 | 29.5% |
| Waldo County | 4 | 3 | 0 | 0.0% |
| Piscataquis County | 4 | 2 | 2 | 50.0% |
| Washington County | 2 | 1 | 1 | 50.0% |
| Lincoln County | 2 | 0 | 1 | 50.0% |
| Hancock County | 2 | 1 | 0 | 0.0% |
| Somerset County | 2 | 1 | 1 | 50.0% |
| York County | 1 | 0 | 1 | 100.0% |
| Cumberland County | 1 | 0 | 1 | 100.0% |
Other large lenders in Maine
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Bangor Savings Bank | B | 4,518 | 17.2% | 7.25% |
| United Shore Financial Services | B | 2,675 | 9.1% | 6.50% |
| Rocket Mortgage | C | 2,628 | 22.9% | 6.75% |
| The Camden National Bank | A | 2,559 | 13.2% | 6.99% |
| CMG Mortgage | A | 2,251 | 4.2% | 6.63% |
| Guild Mortgage | A | 1,838 | 5.3% | 6.63% |
| Kennebec Savings Bank | B | 1,493 | 9.6% | 7.00% |
| TD Bank | D | 1,244 | 20.2% | 7.35% |
| Mortgage Research Center | C | 1,104 | 17.6% | 6.25% |
| Evergreen Credit Union | D | 976 | 30.6% | 6.50% |
Frequently asked questions
Maine: 362 applications in 2025, of which 185 were originated and 117 denied.
32.3% of all applications, or 35.6% of the applications it actually decided on. The Maine statewide average across all lenders was 16.3%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are The County Federal Credit Union's own HMDA filing for properties located in Maine, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology