Rockland Trust in Maine vs the state
27.0%Denial rate+10.70 pts vs state
30.3%Decision denial rate+10.22 pts vs state
59.5%Origination rate-2.71 pts vs state
6.31%Median rate-0.56 pts vs state
-0.14Rate spread (pts)-0.47 pts vs state
$311kMedian applicant income
22Loans originated
10Denied
Trend in Maine
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 27 | 13 | 22.2% | 6.00% | #142 |
| 2024 | 19 | 11 | 26.3% | 6.75% | #168 |
| 2025 | 37 | 22 | 27.0% | 6.31% | #138 |
What Rockland Trust lends in Maine
By loan purpose
By loan type
Why it denied Maine applicants
Where in Maine
Counties with the most Rockland Trust applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cumberland County | 15 | 9 | 2 | 13.3% |
| York County | 7 | 3 | 4 | 57.1% |
| Kennebec County | 5 | 4 | 1 | 20.0% |
| Somerset County | 2 | 2 | 0 | 0.0% |
| Washington County | 2 | 2 | 0 | 0.0% |
| Oxford County | 2 | 1 | 1 | 50.0% |
| Piscataquis County | 1 | 0 | 1 | 100.0% |
| Androscoggin County | 1 | 0 | 1 | 100.0% |
| Lincoln County | 1 | 1 | 0 | 0.0% |
| Knox County | 1 | 0 | 0 | 0.0% |
Other large lenders in Maine
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Bangor Savings Bank | B | 4,518 | 17.2% | 7.25% |
| United Shore Financial Services | B | 2,675 | 9.1% | 6.50% |
| Rocket Mortgage | C | 2,628 | 22.9% | 6.75% |
| The Camden National Bank | A | 2,559 | 13.2% | 6.99% |
| CMG Mortgage | A | 2,251 | 4.2% | 6.63% |
| Guild Mortgage | A | 1,838 | 5.3% | 6.63% |
| Kennebec Savings Bank | B | 1,493 | 9.6% | 7.00% |
| TD Bank | D | 1,244 | 20.2% | 7.35% |
| Mortgage Research Center | C | 1,104 | 17.6% | 6.25% |
| Evergreen Credit Union | D | 976 | 30.6% | 6.50% |
Frequently asked questions
Maine: 37 applications in 2025, of which 22 were originated and 10 denied.
27.0% of all applications, or 30.3% of the applications it actually decided on. The Maine statewide average across all lenders was 16.3%.
The median rate on loans Rockland Trust originated in Maine in 2025 was 6.31%, against a statewide median of 6.88%.
About this data. Figures are Rockland Trust's own HMDA filing for properties located in Maine, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology