Skowhegan Savings Bank in Maine vs the state
22.4%Denial rate+6.07 pts vs state
26.0%Decision denial rate+5.96 pts vs state
60.4%Origination rate-1.78 pts vs state
—Median rate
—Rate spread (pts)
$110kMedian applicant income
186Loans originated
69Denied
Trend in Maine
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 306 | 188 | 20.9% | — | #40 |
| 2024 | 218 | 131 | 20.6% | — | #64 |
| 2025 | 308 | 186 | 22.4% | — | #49 |
What Skowhegan Savings Bank lends in Maine
By loan purpose
By loan type
Where in Maine
Counties with the most Skowhegan Savings Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Somerset County | 94 | 57 | 21 | 22.3% |
| Franklin County | 78 | 55 | 14 | 17.9% |
| Kennebec County | 55 | 26 | 14 | 25.5% |
| Penobscot County | 17 | 11 | 3 | 17.6% |
| Cumberland County | 17 | 7 | 7 | 41.2% |
| York County | 11 | 6 | 2 | 18.2% |
| Piscataquis County | 8 | 7 | 0 | 0.0% |
| Oxford County | 8 | 6 | 1 | 12.5% |
| Androscoggin County | 7 | 4 | 3 | 42.9% |
| Waldo County | 6 | 3 | 2 | 33.3% |
Other large lenders in Maine
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Bangor Savings Bank | B | 4,518 | 17.2% | 7.25% |
| United Shore Financial Services | B | 2,675 | 9.1% | 6.50% |
| Rocket Mortgage | C | 2,628 | 22.9% | 6.75% |
| The Camden National Bank | A | 2,559 | 13.2% | 6.99% |
| CMG Mortgage | A | 2,251 | 4.2% | 6.63% |
| Guild Mortgage | A | 1,838 | 5.3% | 6.63% |
| Kennebec Savings Bank | B | 1,493 | 9.6% | 7.00% |
| TD Bank | D | 1,244 | 20.2% | 7.35% |
| Mortgage Research Center | C | 1,104 | 17.6% | 6.25% |
| Evergreen Credit Union | D | 976 | 30.6% | 6.50% |
Frequently asked questions
Maine: 308 applications in 2025, of which 186 were originated and 69 denied.
22.4% of all applications, or 26.0% of the applications it actually decided on. The Maine statewide average across all lenders was 16.3%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Skowhegan Savings Bank's own HMDA filing for properties located in Maine, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology