Katahdin Trust in Maine vs the state
15.7%Denial rate-0.66 pts vs state
17.6%Decision denial rate-2.46 pts vs state
71.0%Origination rate+8.80 pts vs state
—Median rate
—Rate spread (pts)
$84kMedian applicant income
154Loans originated
34Denied
Trend in Maine
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 254 | 189 | 16.5% | — | #50 |
| 2024 | 228 | 170 | 14.5% | — | #60 |
| 2025 | 217 | 154 | 15.7% | — | #66 |
What Katahdin Trust lends in Maine
By loan purpose
By loan type
Where in Maine
Counties with the most Katahdin Trust applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Aroostook County | 127 | 91 | 23 | 18.1% |
| Penobscot County | 39 | 29 | 4 | 10.3% |
| Cumberland County | 21 | 14 | 3 | 14.3% |
| York County | 5 | 5 | 0 | 0.0% |
| Sagadahoc County | 4 | 2 | 0 | 0.0% |
| Hancock County | 4 | 3 | 0 | 0.0% |
| Franklin County | 3 | 1 | 1 | 33.3% |
| Piscataquis County | 3 | 2 | 0 | 0.0% |
| Kennebec County | 3 | 1 | 2 | 66.7% |
| Oxford County | 2 | 2 | 0 | 0.0% |
Other large lenders in Maine
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Bangor Savings Bank | B | 4,518 | 17.2% | 7.25% |
| United Shore Financial Services | B | 2,675 | 9.1% | 6.50% |
| Rocket Mortgage | C | 2,628 | 22.9% | 6.75% |
| The Camden National Bank | A | 2,559 | 13.2% | 6.99% |
| CMG Mortgage | A | 2,251 | 4.2% | 6.63% |
| Guild Mortgage | A | 1,838 | 5.3% | 6.63% |
| Kennebec Savings Bank | B | 1,493 | 9.6% | 7.00% |
| TD Bank | D | 1,244 | 20.2% | 7.35% |
| Mortgage Research Center | C | 1,104 | 17.6% | 6.25% |
| Evergreen Credit Union | D | 976 | 30.6% | 6.50% |
Frequently asked questions
Maine: 217 applications in 2025, of which 154 were originated and 34 denied.
15.7% of all applications, or 17.6% of the applications it actually decided on. The Maine statewide average across all lenders was 16.3%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Katahdin Trust's own HMDA filing for properties located in Maine, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology