Wells Fargo Bank in Maine vs the state
13.0%Denial rate-3.35 pts vs state
19.1%Decision denial rate-0.98 pts vs state
55.0%Origination rate-7.21 pts vs state
6.38%Median rate-0.50 pts vs state
0.13Rate spread (pts)-0.19 pts vs state
$150kMedian applicant income
72Loans originated
17Denied
Trend in Maine
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 179 | 86 | 21.8% | 6.33% | #66 |
| 2024 | 129 | 53 | 20.9% | 6.50% | #78 |
| 2025 | 131 | 72 | 13.0% | 6.38% | #78 |
What Wells Fargo Bank lends in Maine
By loan purpose
By loan type
Why it denied Maine applicants
Where in Maine
Counties with the most Wells Fargo Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cumberland County | 30 | 20 | 3 | 10.0% |
| York County | 18 | 9 | 1 | 5.6% |
| Penobscot County | 16 | 9 | 3 | 18.8% |
| Kennebec County | 13 | 6 | 4 | 30.8% |
| Hancock County | 12 | 4 | 1 | 8.3% |
| Lincoln County | 10 | 4 | 4 | 40.0% |
| Androscoggin County | 6 | 3 | 0 | 0.0% |
| Waldo County | 6 | 1 | 1 | 16.7% |
| Oxford County | 5 | 4 | 0 | 0.0% |
| Washington County | 3 | 2 | 0 | 0.0% |
Other large lenders in Maine
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Bangor Savings Bank | B | 4,518 | 17.2% | 7.25% |
| United Shore Financial Services | B | 2,675 | 9.1% | 6.50% |
| Rocket Mortgage | C | 2,628 | 22.9% | 6.75% |
| The Camden National Bank | A | 2,559 | 13.2% | 6.99% |
| CMG Mortgage | A | 2,251 | 4.2% | 6.63% |
| Guild Mortgage | A | 1,838 | 5.3% | 6.63% |
| Kennebec Savings Bank | B | 1,493 | 9.6% | 7.00% |
| TD Bank | D | 1,244 | 20.2% | 7.35% |
| Mortgage Research Center | C | 1,104 | 17.6% | 6.25% |
| Evergreen Credit Union | D | 976 | 30.6% | 6.50% |
Frequently asked questions
Maine: 131 applications in 2025, of which 72 were originated and 17 denied.
13.0% of all applications, or 19.1% of the applications it actually decided on. The Maine statewide average across all lenders was 16.3%.
The median rate on loans Wells Fargo Bank originated in Maine in 2025 was 6.38%, against a statewide median of 6.88%.
About this data. Figures are Wells Fargo Bank's own HMDA filing for properties located in Maine, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology