Nationstar Mortgage in Virginia vs the state
12.1%Denial rate-3.85 pts vs state
14.4%Decision denial rate-5.84 pts vs state
69.5%Origination rate+9.96 pts vs state
7.99%Median rate+1.37 pts vs state
2.57Rate spread (pts)+2.35 pts vs state
$109kMedian applicant income
1,764Loans originated
307Denied
Trend in Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,389 | 912 | 13.8% | 6.25% | #47 |
| 2024 | 2,099 | 1,446 | 13.2% | 7.49% | #38 |
| 2025 | 2,539 | 1,764 | 12.1% | 7.99% | #34 |
What Nationstar Mortgage lends in Virginia
By loan purpose
By loan type
Why it denied Virginia applicants
Where in Virginia
Counties with the most Nationstar Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fairfax County | 263 | 180 | 38 | 14.4% |
| Prince William County | 173 | 116 | 27 | 15.6% |
| Chesterfield County | 151 | 103 | 20 | 13.2% |
| Virginia Beach city | 133 | 97 | 12 | 9.0% |
| Henrico County | 124 | 82 | 18 | 14.5% |
| Loudoun County | 123 | 81 | 12 | 9.8% |
| Chesapeake city | 97 | 63 | 8 | 8.2% |
| Spotsylvania County | 78 | 57 | 9 | 11.5% |
| Stafford County | 67 | 55 | 5 | 7.5% |
| Newport News city | 53 | 39 | 7 | 13.2% |
Other large lenders in Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Navy Federal Credit Union | D | 19,395 | 19.3% | 7.75% |
| Rocket Mortgage | C | 19,274 | 14.8% | 6.63% |
| United Shore Financial Services | B | 13,994 | 10.4% | 6.12% |
| Truist Bank | C | 11,838 | 31.6% | 6.49% |
| Mortgage Research Center | C | 9,000 | 16.7% | 6.25% |
| Pennymac Loan Services | C | 8,334 | 10.7% | 6.38% |
| Freedom Mortgage | B | 8,029 | 6.5% | 6.25% |
| Bank of America | F | 6,584 | 31.9% | 6.24% |
| Newrez | D | 6,390 | 16.4% | 6.38% |
| Movement Mortgage | A | 6,126 | 4.3% | 6.56% |
Frequently asked questions
Virginia: 2,539 applications in 2025, of which 1,764 were originated and 307 denied.
12.1% of all applications, or 14.4% of the applications it actually decided on. The Virginia statewide average across all lenders was 15.9%.
The median rate on loans Nationstar Mortgage originated in Virginia in 2025 was 7.99%, against a statewide median of 6.63%.
About this data. Figures are Nationstar Mortgage's own HMDA filing for properties located in Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology