CMG Mortgage in Virginia vs the state
3.1%Denial rate-12.86 pts vs state
3.8%Decision denial rate-16.44 pts vs state
72.4%Origination rate+12.84 pts vs state
6.25%Median rate-0.38 pts vs state
-0.05Rate spread (pts)-0.27 pts vs state
$149kMedian applicant income
2,325Loans originated
99Denied
Trend in Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 2,303 | 1,693 | 3.0% | 6.25% | #29 |
| 2024 | 2,697 | 1,948 | 2.9% | 6.50% | #27 |
| 2025 | 3,213 | 2,325 | 3.1% | 6.25% | #25 |
What CMG Mortgage lends in Virginia
By loan purpose
By loan type
Why it denied Virginia applicants
Where in Virginia
Counties with the most CMG Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fairfax County | 446 | 314 | 7 | 1.6% |
| Prince William County | 285 | 216 | 8 | 2.8% |
| Loudoun County | 266 | 172 | 13 | 4.9% |
| Chesterfield County | 149 | 108 | 8 | 5.4% |
| Henrico County | 141 | 107 | 8 | 5.7% |
| Virginia Beach city | 140 | 109 | 5 | 3.6% |
| Stafford County | 139 | 110 | 5 | 3.6% |
| Spotsylvania County | 129 | 90 | 5 | 3.9% |
| Chesapeake city | 108 | 75 | 4 | 3.7% |
| Fauquier County | 99 | 79 | 0 | 0.0% |
Other large lenders in Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Navy Federal Credit Union | D | 19,395 | 19.3% | 7.75% |
| Rocket Mortgage | C | 19,274 | 14.8% | 6.63% |
| United Shore Financial Services | B | 13,994 | 10.4% | 6.12% |
| Truist Bank | C | 11,838 | 31.6% | 6.49% |
| Mortgage Research Center | C | 9,000 | 16.7% | 6.25% |
| Pennymac Loan Services | C | 8,334 | 10.7% | 6.38% |
| Freedom Mortgage | B | 8,029 | 6.5% | 6.25% |
| Bank of America | F | 6,584 | 31.9% | 6.24% |
| Newrez | D | 6,390 | 16.4% | 6.38% |
| Movement Mortgage | A | 6,126 | 4.3% | 6.56% |
Frequently asked questions
Virginia: 3,213 applications in 2025, of which 2,325 were originated and 99 denied.
3.1% of all applications, or 3.8% of the applications it actually decided on. The Virginia statewide average across all lenders was 15.9%.
The median rate on loans CMG Mortgage originated in Virginia in 2025 was 6.25%, against a statewide median of 6.63%.
About this data. Figures are CMG Mortgage's own HMDA filing for properties located in Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology