Paramount Residential Mortgage Group in Georgia vs the state
3.7%Denial rate-15.57 pts vs state
5.0%Decision denial rate-20.12 pts vs state
69.9%Origination rate+15.80 pts vs state
6.50%Median rate-0.13 pts vs state
0.42Rate spread (pts)+0.15 pts vs state
$104kMedian applicant income
977Loans originated
51Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 969 | 608 | 5.8% | 6.63% | #79 |
| 2024 | 975 | 662 | 3.0% | 6.63% | #87 |
| 2025 | 1,398 | 977 | 3.7% | 6.50% | #72 |
What Paramount Residential Mortgage Group lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Paramount Residential Mortgage Group applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Gwinnett County | 164 | 103 | 7 | 4.3% |
| Fulton County | 152 | 98 | 6 | 3.9% |
| Cobb County | 124 | 91 | 2 | 1.6% |
| DeKalb County | 119 | 74 | 3 | 2.5% |
| Cherokee County | 68 | 54 | 0 | 0.0% |
| Clayton County | 61 | 43 | 2 | 3.3% |
| Forsyth County | 54 | 44 | 0 | 0.0% |
| Henry County | 50 | 32 | 5 | 10.0% |
| Hall County | 44 | 31 | 3 | 6.8% |
| Barrow County | 34 | 23 | 2 | 5.9% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 1,398 applications in 2025, of which 977 were originated and 51 denied.
3.7% of all applications, or 5.0% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Paramount Residential Mortgage Group originated in Georgia in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Paramount Residential Mortgage Group's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology