Southeast Mortgage of Georgia in Georgia vs the state
2.1%Denial rate-17.15 pts vs state
3.0%Decision denial rate-22.12 pts vs state
68.3%Origination rate+14.21 pts vs state
6.50%Median rate-0.13 pts vs state
0.37Rate spread (pts)+0.10 pts vs state
$94kMedian applicant income
1,252Loans originated
38Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,732 | 1,154 | 2.7% | 6.75% | #51 |
| 2024 | 1,882 | 1,233 | 2.6% | 6.63% | #50 |
| 2025 | 1,833 | 1,252 | 2.1% | 6.50% | #54 |
What Southeast Mortgage of Georgia lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Southeast Mortgage of Georgia applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fulton County | 239 | 161 | 11 | 4.6% |
| DeKalb County | 179 | 110 | 4 | 2.2% |
| Henry County | 143 | 95 | 3 | 2.1% |
| Gwinnett County | 137 | 91 | 7 | 5.1% |
| Cobb County | 119 | 80 | 2 | 1.7% |
| Clayton County | 106 | 62 | 3 | 2.8% |
| Rockdale County | 67 | 47 | 1 | 1.5% |
| Newton County | 58 | 35 | 0 | 0.0% |
| Cherokee County | 55 | 44 | 0 | 0.0% |
| Paulding County | 50 | 38 | 2 | 4.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 1,833 applications in 2025, of which 1,252 were originated and 38 denied.
2.1% of all applications, or 3.0% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Southeast Mortgage of Georgia originated in Georgia in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Southeast Mortgage of Georgia's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology