Mutual of Omaha Mortgage in Georgia vs the state
19.1%Denial rate-0.10 pts vs state
25.1%Decision denial rate+0.03 pts vs state
54.3%Origination rate+0.21 pts vs state
6.50%Median rate-0.13 pts vs state
0.41Rate spread (pts)+0.14 pts vs state
$77kMedian applicant income
1,042Loans originated
367Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,536 | 787 | 28.3% | 6.83% | #57 |
| 2024 | 1,671 | 947 | 20.7% | 6.75% | #54 |
| 2025 | 1,919 | 1,042 | 19.1% | 6.50% | #52 |
What Mutual of Omaha Mortgage lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Mutual of Omaha Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fulton County | 168 | 83 | 35 | 20.8% |
| Gwinnett County | 147 | 78 | 24 | 16.3% |
| Cobb County | 145 | 92 | 17 | 11.7% |
| DeKalb County | 139 | 72 | 23 | 16.5% |
| Chatham County | 65 | 29 | 23 | 35.4% |
| Cherokee County | 61 | 40 | 6 | 9.8% |
| Houston County | 54 | 38 | 6 | 11.1% |
| Henry County | 52 | 25 | 12 | 23.1% |
| Clayton County | 47 | 17 | 17 | 36.2% |
| Forsyth County | 42 | 26 | 7 | 16.7% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 1,919 applications in 2025, of which 1,042 were originated and 367 denied.
19.1% of all applications, or 25.1% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Mutual of Omaha Mortgage originated in Georgia in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Mutual of Omaha Mortgage's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology