Everett Financial in Georgia vs the state
9.4%Denial rate-9.79 pts vs state
12.9%Decision denial rate-12.18 pts vs state
63.3%Origination rate+9.20 pts vs state
6.75%Median rate+0.13 pts vs state
0.44Rate spread (pts)+0.17 pts vs state
$101kMedian applicant income
2,402Loans originated
358Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 5,932 | 2,986 | 11.6% | 7.00% | #15 |
| 2024 | 3,255 | 2,330 | 9.6% | 6.99% | #33 |
| 2025 | 3,795 | 2,402 | 9.4% | 6.75% | #27 |
What Everett Financial lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Everett Financial applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fulton County | 527 | 305 | 64 | 12.1% |
| Cobb County | 430 | 271 | 48 | 11.2% |
| Gwinnett County | 381 | 249 | 24 | 6.3% |
| DeKalb County | 374 | 214 | 46 | 12.3% |
| Cherokee County | 171 | 110 | 13 | 7.6% |
| Clayton County | 138 | 85 | 10 | 7.2% |
| Henry County | 133 | 72 | 20 | 15.0% |
| Coweta County | 130 | 90 | 11 | 8.5% |
| Fayette County | 122 | 85 | 4 | 3.3% |
| Paulding County | 119 | 78 | 10 | 8.4% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 3,795 applications in 2025, of which 2,402 were originated and 358 denied.
9.4% of all applications, or 12.9% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Everett Financial originated in Georgia in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Everett Financial's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology