Taylor Morrison Home Funding · Oregon · 2025

Taylor Morrison Home Funding in Oregon: approval rate, denial rate and rates (2025)

Taylor Morrison Home Funding took 160 mortgage applications in Oregon in 2025, ranking #138 of 700 lenders active in the state. It originated 83.1% of them and denied 8.1% (8.9% of the applications it decided), against a statewide denial rate of 15.3%.

160Applicationsin OR
8.9%Decision denial ratestate 19.2%
4.99%Median ratestate 6.75%
$510,000Median loanstate $275,000
$69MVolume2 counties

Taylor Morrison Home Funding in Oregon vs the state

8.1%Denial rate-7.18 pts vs state
8.9%Decision denial rate-10.26 pts vs state
83.1%Origination rate+22.51 pts vs state
4.99%Median rate-1.76 pts vs state
-1.48Rate spread (pts)-1.75 pts vs state
$160kMedian applicant income
133Loans originated
13Denied

Trend in Oregon

YearApplicationsOriginatedDenial rateMedian rateRank in state
20232391852.5%5.88%#94
20242131722.8%5.81%#100
20251601338.1%4.99%#138

What Taylor Morrison Home Funding lends in Oregon

By loan purpose

Home purchase 159 99% · 8.2% denied
Refinance 1 1% · 0.0% denied

By loan type

Conventional 139 87% · 7.9% denied
FHA 15 9% · 13.3% denied
VA 6 4% · 0.0% denied

Why it denied Oregon applicants

Debt-to-income ratio 5 38%
Other 3 23%
Unverifiable information 2 15%
Insufficient cash 1 8%
Employment history 1 8%
Incomplete application 1 8%

Where in Oregon

Counties with the most Taylor Morrison Home Funding applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Washington County 15112812 7.9%
Multnomah County 951 11.1%

Other large lenders in Oregon

LenderGradeApplicationsDenial rateMedian rate
Onpoint Community Credit UnionB 10,71015.7%7.50%
Rocket MortgageC 6,64916.3%6.75%
United Shore Financial ServicesB 6,60010.4%6.25%
Guild MortgageA 6,0342.6%6.55%
U.S. BankD 4,87531.6%7.85%
Umpqua BankC 3,15523.0%7.50%
NewrezD 2,94512.9%6.63%
CMG MortgageA 2,7022.9%6.50%
Pennymac Loan ServicesC 2,64210.2%6.62%
Rogue Credit UnionC 2,51110.2%7.49%

Frequently asked questions

Oregon: 160 applications in 2025, of which 133 were originated and 13 denied.

8.1% of all applications, or 8.9% of the applications it actually decided on. The Oregon statewide average across all lenders was 15.3%.

The median rate on loans Taylor Morrison Home Funding originated in Oregon in 2025 was 4.99%, against a statewide median of 6.75%.

About this data. Figures are Taylor Morrison Home Funding's own HMDA filing for properties located in Oregon, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology