Taylor Morrison Home Funding in North Carolina vs the state
5.0%Denial rate-13.05 pts vs state
5.8%Decision denial rate-17.02 pts vs state
81.4%Origination rate+23.55 pts vs state
5.75%Median rate-0.75 pts vs state
-0.67Rate spread (pts)-0.76 pts vs state
$156kMedian applicant income
633Loans originated
39Denied
Trend in North Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 674 | 488 | 1.6% | 6.00% | #102 |
| 2024 | 814 | 652 | 4.6% | 6.25% | #89 |
| 2025 | 778 | 633 | 5.0% | 5.75% | #102 |
What Taylor Morrison Home Funding lends in North Carolina
By loan purpose
By loan type
Why it denied North Carolina applicants
Where in North Carolina
Counties with the most Taylor Morrison Home Funding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Wake County | 297 | 242 | 14 | 4.7% |
| Mecklenburg County | 162 | 141 | 9 | 5.6% |
| Iredell County | 112 | 93 | 3 | 2.7% |
| Harnett County | 53 | 39 | 6 | 11.3% |
| Chatham County | 52 | 44 | 2 | 3.8% |
| Union County | 45 | 30 | 1 | 2.2% |
| Lee County | 34 | 29 | 1 | 2.9% |
| Cabarrus County | 23 | 15 | 3 | 13.0% |
Other large lenders in North Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| State Employees' | C | 47,893 | 25.2% | 6.25% |
| Rocket Mortgage | C | 25,109 | 16.0% | 6.63% |
| United Shore Financial Services | B | 18,884 | 11.4% | 6.13% |
| Vanderbilt Mortgage and Finance | F | 15,008 | 38.0% | 7.75% |
| Truist Bank | C | 14,364 | 30.3% | 6.50% |
| Movement Mortgage | A | 11,091 | 2.6% | 6.63% |
| Navy Federal Credit Union | D | 10,565 | 19.4% | 7.13% |
| First-Citizens Bank & Trust | B | 10,319 | 19.6% | 6.38% |
| Bank of America | F | 10,276 | 28.2% | 6.24% |
| Mortgage Research Center | C | 10,029 | 17.7% | 6.25% |
Frequently asked questions
North Carolina: 778 applications in 2025, of which 633 were originated and 39 denied.
5.0% of all applications, or 5.8% of the applications it actually decided on. The North Carolina statewide average across all lenders was 18.1%.
The median rate on loans Taylor Morrison Home Funding originated in North Carolina in 2025 was 5.75%, against a statewide median of 6.50%.
About this data. Figures are Taylor Morrison Home Funding's own HMDA filing for properties located in North Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology