Taylor Morrison Home Funding · Florida · 2025

Taylor Morrison Home Funding in Florida: approval rate, denial rate and rates (2025)

Taylor Morrison Home Funding took 3,019 mortgage applications in Florida in 2025, ranking #69 of 1,993 lenders active in the state. It originated 58.7% of them and denied 23.4% (28.5% of the applications it decided), against a statewide denial rate of 21.1%.

3.0kApplicationsin FL
28.5%Decision denial ratestate 27.2%
5.63%Median ratestate 6.63%
$355,000Median loanstate $255,000
$730MVolume21 counties

Taylor Morrison Home Funding in Florida vs the state

23.4%Denial rate+2.29 pts vs state
28.5%Decision denial rate+1.21 pts vs state
58.7%Origination rate+6.04 pts vs state
5.63%Median rate-1.00 pts vs state
-0.78Rate spread (pts)-1.05 pts vs state
$133kMedian applicant income
1,773Loans originated
705Denied

Trend in Florida

YearApplicationsOriginatedDenial rateMedian rateRank in state
20232,5091,5789.0%6.00%#72
20242,8951,83216.5%6.00%#63
20253,0191,77323.4%5.63%#69

What Taylor Morrison Home Funding lends in Florida

By loan purpose

Home purchase 3,015 100% · 23.4% denied
Refinance 4 0% · 25.0% denied

By loan type

Conventional 1,961 65% · 16.5% denied
FHA 815 27% · 40.5% denied
VA 239 8% · 20.1% denied
USDA / RHS 4 0% · 100.0% denied

Why it denied Florida applicants

Debt-to-income ratio 405 57%
Credit history 97 14%
Other 97 14%
Employment history 45 6%
Unverifiable information 32 5%
Insufficient cash 22 3%
Incomplete application 6 1%
Collateral 1 0%

Where in Florida

Counties with the most Taylor Morrison Home Funding applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Manatee County 52234387 16.7%
Sarasota County 498311101 20.3%
Polk County 395180173 43.8%
Pasco County 38025350 13.2%
Osceola County 273133100 36.6%
St. Lucie County 21012539 18.6%
Volusia County 1177916 13.7%
Collier County 1066017 16.0%
Charlotte County 965916 16.7%
Lake County 913343 47.3%

Other large lenders in Florida

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 71,40515.3%6.44%
Rocket MortgageC 46,61121.0%6.63%
Bank of AmericaF 23,63437.7%6.24%
Pennymac Loan ServicesC 19,51614.1%6.50%
Navy Federal Credit UnionD 19,45223.2%7.59%
Crosscountry MortgageB 19,1035.2%6.75%
NewrezD 17,51922.4%6.75%
Dhi Mortgage CompanyB 16,66114.5%4.88%
Lennar MortgageA 14,98421.0%4.75%
Truist BankC 14,14041.5%6.60%

Frequently asked questions

Florida: 3,019 applications in 2025, of which 1,773 were originated and 705 denied.

23.4% of all applications, or 28.5% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.

The median rate on loans Taylor Morrison Home Funding originated in Florida in 2025 was 5.63%, against a statewide median of 6.63%.

About this data. Figures are Taylor Morrison Home Funding's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology