Taylor Morrison Home Funding in California vs the state
10.6%Denial rate-6.84 pts vs state
16.1%Decision denial rate-6.29 pts vs state
55.1%Origination rate-1.08 pts vs state
6.25%Median rate-0.38 pts vs state
-0.19Rate spread (pts)-0.46 pts vs state
$185kMedian applicant income
802Loans originated
154Denied
Trend in California
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,263 | 752 | 3.9% | 6.25% | #117 |
| 2024 | 1,592 | 888 | 5.9% | 6.38% | #109 |
| 2025 | 1,455 | 802 | 10.6% | 6.25% | #131 |
What Taylor Morrison Home Funding lends in California
By loan purpose
By loan type
Why it denied California applicants
Where in California
Counties with the most Taylor Morrison Home Funding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Sacramento County | 560 | 338 | 55 | 9.8% |
| Riverside County | 340 | 178 | 30 | 8.8% |
| San Joaquin County | 167 | 115 | 18 | 10.8% |
| Solano County | 83 | 52 | 11 | 13.3% |
| Alameda County | 69 | 26 | 21 | 30.4% |
| Placer County | 65 | 34 | 8 | 12.3% |
| Santa Clara County | 64 | 26 | 5 | 7.8% |
| Orange County | 60 | 11 | 4 | 6.7% |
| San Bernardino County | 45 | 21 | 2 | 4.4% |
| Los Angeles County | 2 | 1 | 0 | 0.0% |
Other large lenders in California
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 79,261 | 12.6% | 6.49% |
| Rocket Mortgage | C | 58,925 | 17.6% | 6.75% |
| Bank of America | F | 40,190 | 30.8% | 5.99% |
| U.S. Bank | D | 32,493 | 31.6% | 6.50% |
| JPMorgan Chase Bank | B | 22,048 | 9.7% | 6.13% |
| Spring Eq | D | 21,601 | 50.8% | 8.88% |
| Schoolsfirst | A | 19,086 | 10.0% | 6.25% |
| Pennymac Loan Services | C | 18,754 | 13.5% | 6.50% |
| Newrez | D | 17,000 | 19.3% | 6.63% |
| Loandepot.Com | D | 16,645 | 18.7% | 6.63% |
Frequently asked questions
California: 1,455 applications in 2025, of which 802 were originated and 154 denied.
10.6% of all applications, or 16.1% of the applications it actually decided on. The California statewide average across all lenders was 17.4%.
The median rate on loans Taylor Morrison Home Funding originated in California in 2025 was 6.25%, against a statewide median of 6.63%.
About this data. Figures are Taylor Morrison Home Funding's own HMDA filing for properties located in California, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology