Largest lenders in Solano County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | United Shore Financial Services | B | 1,478 | 1,100 | 11.2% | 6.43% |
| 2 | Rocket Mortgage | C | 1,015 | 734 | 16.3% | 6.88% |
| 3 | Bank of America | F | 526 | 162 | 38.4% | 6.24% |
| 4 | Loandepot.Com | D | 488 | 314 | 13.7% | 6.25% |
| 5 | Travis Credit Union | C | 434 | 342 | 10.1% | 7.24% |
| 6 | Crosscountry Mortgage | B | 413 | 281 | 1.7% | 6.63% |
| 7 | Newrez | D | 412 | 152 | 18.9% | 6.50% |
| 8 | Spring Eq | D | 407 | 116 | 52.6% | 9.10% |
| 9 | Pennymac Loan Services | C | 309 | 164 | 14.9% | 6.38% |
| 10 | Navy Federal Credit Union | D | 261 | 115 | 23.0% | 8.25% |
| 11 | Broker Solutions | D | 258 | 116 | 7.4% | 6.63% |
| 12 | Coastal Community Bank | C | 258 | 86 | 2.7% | 10.74% |
| 13 | The Loan Store | B | 253 | 185 | 7.5% | 6.75% |
| 14 | U.S. Bank | D | 240 | 108 | 39.2% | 6.88% |
| 15 | Guild Mortgage | A | 227 | 151 | 3.1% | 6.50% |
| 16 | Freedom Mortgage | B | 222 | 78 | 8.1% | 5.93% |
| 17 | The Golden 1 | D | 221 | 111 | 37.6% | 7.88% |
| 18 | Mortgage Research Center | C | 208 | 79 | 20.7% | 6.13% |
| 19 | Lakeview Loan Servicing | C | 181 | 36 | 49.2% | 6.19% |
| 20 | American Pacific Mortgage | C | 179 | 123 | 7.3% | 6.63% |
| 21 | Guaranteed Rate | B | 174 | 106 | 4.6% | 6.38% |
| 22 | Nationstar Mortgage | C | 167 | 98 | 21.0% | 8.75% |
| 23 | Patelco Credit Union | C | 167 | 73 | 10.2% | 8.00% |
| 24 | Kind Lending | C | 166 | 127 | 18.7% | 6.50% |
| 25 | JPMorgan Chase Bank | B | 155 | 86 | 14.8% | 6.50% |
Best approval odds in Solano County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Crosscountry Mortgage | 298 | 2.4% |
| 2 | Paramount Residential Mortgage Group | 75 | 2.7% |
| 3 | Coastal Community Bank | 193 | 3.6% |
| 4 | Kbhs Home Loans | 81 | 3.7% |
| 5 | CMG Mortgage | 123 | 4.1% |
| 6 | Guild Mortgage | 172 | 4.1% |
| 7 | Everett Financial | 93 | 5.4% |
| 8 | Unnamed lender 254900YZ174H294JW398 | 72 | 5.6% |
| 9 | Guaranteed Rate | 117 | 6.8% |
| 10 | K. Hovnanian American Mortgage | 55 | 7.3% |
What Solano County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Solano County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 12,087 | 6,670 | 20.9% | 6.88% | $325,000 |
| 2024 | 13,698 | 7,701 | 19.2% | 6.88% | $335,000 |
| 2025 | 14,857 | 8,223 | 17.6% | 6.63% | $355,000 |
Frequently asked questions
17.6% of applications in Solano County were denied in 2025, against 17.4% statewide in California.
United Shore Financial Services, with 1,478 applications in 2025 and a denial rate of 11.2%.
The median mortgage application in Solano County in 2025 was for $355,000; the median property value on originated loans was $615,000.