Broker Solutions in California vs the state
7.8%Denial rate-9.58 pts vs state
15.3%Decision denial rate-7.13 pts vs state
40.9%Origination rate-15.29 pts vs state
6.88%Median rate+0.25 pts vs state
0.51Rate spread (pts)+0.24 pts vs state
$139kMedian applicant income
5,105Loans originated
978Denied
Trend in California
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 6,828 | 3,006 | 7.4% | 6.75% | #24 |
| 2024 | 10,928 | 4,425 | 9.7% | 6.99% | #18 |
| 2025 | 12,478 | 5,105 | 7.8% | 6.88% | #16 |
What Broker Solutions lends in California
By loan purpose
By loan type
Why it denied California applicants
Where in California
Counties with the most Broker Solutions applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Los Angeles County | 2,717 | 1,081 | 187 | 6.9% |
| Riverside County | 1,400 | 520 | 131 | 9.4% |
| San Bernardino County | 1,057 | 391 | 94 | 8.9% |
| Orange County | 861 | 394 | 64 | 7.4% |
| San Diego County | 829 | 325 | 75 | 9.0% |
| Contra Costa County | 579 | 282 | 33 | 5.7% |
| Sacramento County | 466 | 168 | 40 | 8.6% |
| Kern County | 426 | 162 | 45 | 10.6% |
| Alameda County | 385 | 206 | 29 | 7.5% |
| Santa Clara County | 372 | 199 | 22 | 5.9% |
Other large lenders in California
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 79,261 | 12.6% | 6.49% |
| Rocket Mortgage | C | 58,925 | 17.6% | 6.75% |
| Bank of America | F | 40,190 | 30.8% | 5.99% |
| U.S. Bank | D | 32,493 | 31.6% | 6.50% |
| JPMorgan Chase Bank | B | 22,048 | 9.7% | 6.13% |
| Spring Eq | D | 21,601 | 50.8% | 8.88% |
| Schoolsfirst | A | 19,086 | 10.0% | 6.25% |
| Pennymac Loan Services | C | 18,754 | 13.5% | 6.50% |
| Newrez | D | 17,000 | 19.3% | 6.63% |
| Loandepot.Com | D | 16,645 | 18.7% | 6.63% |
Frequently asked questions
California: 12,478 applications in 2025, of which 5,105 were originated and 978 denied.
7.8% of all applications, or 15.3% of the applications it actually decided on. The California statewide average across all lenders was 17.4%.
The median rate on loans Broker Solutions originated in California in 2025 was 6.88%, against a statewide median of 6.63%.
About this data. Figures are Broker Solutions's own HMDA filing for properties located in California, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology