Nationstar Mortgage in California vs the state
20.5%Denial rate+3.06 pts vs state
25.0%Decision denial rate+2.58 pts vs state
59.6%Origination rate+3.41 pts vs state
8.38%Median rate+1.75 pts vs state
2.74Rate spread (pts)+2.47 pts vs state
$128kMedian applicant income
4,657Loans originated
1,600Denied
Trend in California
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 3,351 | 1,938 | 19.6% | 6.50% | #49 |
| 2024 | 6,473 | 3,658 | 20.6% | 8.63% | #31 |
| 2025 | 7,812 | 4,657 | 20.5% | 8.38% | #28 |
What Nationstar Mortgage lends in California
By loan purpose
By loan type
Why it denied California applicants
Where in California
Counties with the most Nationstar Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Los Angeles County | 1,377 | 766 | 307 | 22.3% |
| Riverside County | 844 | 492 | 180 | 21.3% |
| San Bernardino County | 680 | 409 | 141 | 20.7% |
| Sacramento County | 503 | 337 | 73 | 14.5% |
| San Diego County | 498 | 292 | 111 | 22.3% |
| Orange County | 476 | 274 | 100 | 21.0% |
| Fresno County | 310 | 187 | 66 | 21.3% |
| San Joaquin County | 257 | 164 | 45 | 17.5% |
| Contra Costa County | 244 | 148 | 45 | 18.4% |
| Kern County | 218 | 133 | 43 | 19.7% |
Other large lenders in California
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 79,261 | 12.6% | 6.49% |
| Rocket Mortgage | C | 58,925 | 17.6% | 6.75% |
| Bank of America | F | 40,190 | 30.8% | 5.99% |
| U.S. Bank | D | 32,493 | 31.6% | 6.50% |
| JPMorgan Chase Bank | B | 22,048 | 9.7% | 6.13% |
| Spring Eq | D | 21,601 | 50.8% | 8.88% |
| Schoolsfirst | A | 19,086 | 10.0% | 6.25% |
| Pennymac Loan Services | C | 18,754 | 13.5% | 6.50% |
| Newrez | D | 17,000 | 19.3% | 6.63% |
| Loandepot.Com | D | 16,645 | 18.7% | 6.63% |
Frequently asked questions
California: 7,812 applications in 2025, of which 4,657 were originated and 1,600 denied.
20.5% of all applications, or 25.0% of the applications it actually decided on. The California statewide average across all lenders was 17.4%.
The median rate on loans Nationstar Mortgage originated in California in 2025 was 8.38%, against a statewide median of 6.63%.
About this data. Figures are Nationstar Mortgage's own HMDA filing for properties located in California, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology