Paramount Residential Mortgage Group in California vs the state
2.0%Denial rate-15.46 pts vs state
2.8%Decision denial rate-19.57 pts vs state
67.1%Origination rate+10.89 pts vs state
6.50%Median rate-0.13 pts vs state
0.32Rate spread (pts)+0.04 pts vs state
$143kMedian applicant income
3,975Loans originated
116Denied
Trend in California
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 5,301 | 3,480 | 2.3% | 6.63% | #30 |
| 2024 | 5,586 | 3,676 | 2.1% | 6.50% | #36 |
| 2025 | 5,925 | 3,975 | 2.0% | 6.50% | #35 |
What Paramount Residential Mortgage Group lends in California
By loan purpose
By loan type
Why it denied California applicants
Where in California
Counties with the most Paramount Residential Mortgage Group applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Los Angeles County | 1,170 | 723 | 18 | 1.5% |
| San Bernardino County | 965 | 650 | 21 | 2.2% |
| Riverside County | 643 | 408 | 9 | 1.4% |
| Sacramento County | 368 | 254 | 11 | 3.0% |
| San Diego County | 321 | 221 | 8 | 2.5% |
| Orange County | 243 | 146 | 4 | 1.6% |
| San Joaquin County | 205 | 150 | 3 | 1.5% |
| Placer County | 181 | 130 | 0 | 0.0% |
| Contra Costa County | 161 | 114 | 4 | 2.5% |
| Fresno County | 159 | 121 | 4 | 2.5% |
Other large lenders in California
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 79,261 | 12.6% | 6.49% |
| Rocket Mortgage | C | 58,925 | 17.6% | 6.75% |
| Bank of America | F | 40,190 | 30.8% | 5.99% |
| U.S. Bank | D | 32,493 | 31.6% | 6.50% |
| JPMorgan Chase Bank | B | 22,048 | 9.7% | 6.13% |
| Spring Eq | D | 21,601 | 50.8% | 8.88% |
| Schoolsfirst | A | 19,086 | 10.0% | 6.25% |
| Pennymac Loan Services | C | 18,754 | 13.5% | 6.50% |
| Newrez | D | 17,000 | 19.3% | 6.63% |
| Loandepot.Com | D | 16,645 | 18.7% | 6.63% |
Frequently asked questions
California: 5,925 applications in 2025, of which 3,975 were originated and 116 denied.
2.0% of all applications, or 2.8% of the applications it actually decided on. The California statewide average across all lenders was 17.4%.
The median rate on loans Paramount Residential Mortgage Group originated in California in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Paramount Residential Mortgage Group's own HMDA filing for properties located in California, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology