Lakeview Loan Servicing in California vs the state
57.1%Denial rate+39.68 pts vs state
65.3%Decision denial rate+42.93 pts vs state
15.8%Origination rate-40.43 pts vs state
6.25%Median rate-0.38 pts vs state
0.22Rate spread (pts)-0.05 pts vs state
$136kMedian applicant income
1,246Loans originated
4,510Denied
Trend in California
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,682 | 184 | 69.2% | 5.88% | #93 |
| 2024 | 5,243 | 826 | 55.5% | 6.56% | #38 |
| 2025 | 7,899 | 1,246 | 57.1% | 6.25% | #27 |
What Lakeview Loan Servicing lends in California
By loan purpose
By loan type
Why it denied California applicants
Where in California
Counties with the most Lakeview Loan Servicing applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Los Angeles County | 1,172 | 142 | 701 | 59.8% |
| Riverside County | 945 | 144 | 575 | 60.8% |
| San Diego County | 729 | 144 | 392 | 53.8% |
| San Bernardino County | 653 | 80 | 404 | 61.9% |
| Sacramento County | 491 | 89 | 260 | 53.0% |
| Orange County | 344 | 48 | 206 | 59.9% |
| Fresno County | 323 | 52 | 188 | 58.2% |
| Kern County | 298 | 34 | 168 | 56.4% |
| San Joaquin County | 286 | 39 | 156 | 54.5% |
| Contra Costa County | 256 | 42 | 141 | 55.1% |
Other large lenders in California
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 79,261 | 12.6% | 6.49% |
| Rocket Mortgage | C | 58,925 | 17.6% | 6.75% |
| Bank of America | F | 40,190 | 30.8% | 5.99% |
| U.S. Bank | D | 32,493 | 31.6% | 6.50% |
| JPMorgan Chase Bank | B | 22,048 | 9.7% | 6.13% |
| Spring Eq | D | 21,601 | 50.8% | 8.88% |
| Schoolsfirst | A | 19,086 | 10.0% | 6.25% |
| Pennymac Loan Services | C | 18,754 | 13.5% | 6.50% |
| Newrez | D | 17,000 | 19.3% | 6.63% |
| Loandepot.Com | D | 16,645 | 18.7% | 6.63% |
Frequently asked questions
California: 7,899 applications in 2025, of which 1,246 were originated and 4,510 denied.
57.1% of all applications, or 65.3% of the applications it actually decided on. The California statewide average across all lenders was 17.4%.
The median rate on loans Lakeview Loan Servicing originated in California in 2025 was 6.25%, against a statewide median of 6.63%.
About this data. Figures are Lakeview Loan Servicing's own HMDA filing for properties located in California, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology