CMG Mortgage in California vs the state
4.7%Denial rate-12.74 pts vs state
6.1%Decision denial rate-16.26 pts vs state
63.2%Origination rate+6.95 pts vs state
6.63%Median rate0.00 pts vs state
0.19Rate spread (pts)-0.08 pts vs state
$190kMedian applicant income
4,698Loans originated
348Denied
Trend in California
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 4,854 | 2,996 | 6.3% | 6.75% | #33 |
| 2024 | 5,943 | 3,764 | 6.2% | 6.75% | #34 |
| 2025 | 7,440 | 4,698 | 4.7% | 6.63% | #30 |
What CMG Mortgage lends in California
By loan purpose
By loan type
Why it denied California applicants
Where in California
Counties with the most CMG Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Los Angeles County | 1,259 | 757 | 77 | 6.1% |
| San Diego County | 797 | 519 | 35 | 4.4% |
| Riverside County | 564 | 354 | 29 | 5.1% |
| Alameda County | 529 | 412 | 16 | 3.0% |
| Contra Costa County | 527 | 373 | 17 | 3.2% |
| Orange County | 486 | 277 | 18 | 3.7% |
| Ventura County | 405 | 282 | 15 | 3.7% |
| Sacramento County | 385 | 213 | 13 | 3.4% |
| San Bernardino County | 353 | 209 | 20 | 5.7% |
| San Joaquin County | 185 | 116 | 12 | 6.5% |
Other large lenders in California
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 79,261 | 12.6% | 6.49% |
| Rocket Mortgage | C | 58,925 | 17.6% | 6.75% |
| Bank of America | F | 40,190 | 30.8% | 5.99% |
| U.S. Bank | D | 32,493 | 31.6% | 6.50% |
| JPMorgan Chase Bank | B | 22,048 | 9.7% | 6.13% |
| Spring Eq | D | 21,601 | 50.8% | 8.88% |
| Schoolsfirst | A | 19,086 | 10.0% | 6.25% |
| Pennymac Loan Services | C | 18,754 | 13.5% | 6.50% |
| Newrez | D | 17,000 | 19.3% | 6.63% |
| Loandepot.Com | D | 16,645 | 18.7% | 6.63% |
Frequently asked questions
California: 7,440 applications in 2025, of which 4,698 were originated and 348 denied.
4.7% of all applications, or 6.1% of the applications it actually decided on. The California statewide average across all lenders was 17.4%.
The median rate on loans CMG Mortgage originated in California in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are CMG Mortgage's own HMDA filing for properties located in California, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology