Unnamed lender 254900YZ174H294JW398 in California vs the state
3.4%Denial rate-14.04 pts vs state
3.6%Decision denial rate-18.76 pts vs state
77.3%Origination rate+21.12 pts vs state
5.99%Median rate-0.63 pts vs state
-0.25Rate spread (pts)-0.52 pts vs state
$173kMedian applicant income
709Loans originated
31Denied
What Unnamed lender 254900YZ174H294JW398 lends in California
By loan purpose
By loan type
Why it denied California applicants
Where in California
Counties with the most Unnamed lender 254900YZ174H294JW398 applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Riverside County | 308 | 239 | 11 | 3.6% |
| Placer County | 103 | 82 | 2 | 1.9% |
| San Diego County | 96 | 72 | 4 | 4.2% |
| Sacramento County | 86 | 69 | 4 | 4.7% |
| Solano County | 83 | 54 | 4 | 4.8% |
| San Bernardino County | 55 | 45 | 1 | 1.8% |
| Los Angeles County | 51 | 43 | 2 | 3.9% |
| San Joaquin County | 50 | 40 | 3 | 6.0% |
| Santa Clara County | 24 | 17 | 0 | 0.0% |
| Orange County | 19 | 16 | 0 | 0.0% |
Other large lenders in California
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 79,261 | 12.6% | 6.49% |
| Rocket Mortgage | C | 58,925 | 17.6% | 6.75% |
| Bank of America | F | 40,190 | 30.8% | 5.99% |
| U.S. Bank | D | 32,493 | 31.6% | 6.50% |
| JPMorgan Chase Bank | B | 22,048 | 9.7% | 6.13% |
| Spring Eq | D | 21,601 | 50.8% | 8.88% |
| Schoolsfirst | A | 19,086 | 10.0% | 6.25% |
| Pennymac Loan Services | C | 18,754 | 13.5% | 6.50% |
| Newrez | D | 17,000 | 19.3% | 6.63% |
| Loandepot.Com | D | 16,645 | 18.7% | 6.63% |
Frequently asked questions
California: 917 applications in 2025, of which 709 were originated and 31 denied.
3.4% of all applications, or 3.6% of the applications it actually decided on. The California statewide average across all lenders was 17.4%.
The median rate on loans Unnamed lender 254900YZ174H294JW398 originated in California in 2025 was 5.99%, against a statewide median of 6.63%.
About this data. Figures are Unnamed lender 254900YZ174H294JW398's own HMDA filing for properties located in California, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology