Loandepot.Com in Texas vs the state
23.5%Denial rate+4.11 pts vs state
28.4%Decision denial rate+3.47 pts vs state
58.2%Origination rate+3.36 pts vs state
5.99%Median rate-0.51 pts vs state
-0.06Rate spread (pts)-0.25 pts vs state
$99kMedian applicant income
8,535Loans originated
3,450Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 14,551 | 9,011 | 18.7% | 6.38% | #10 |
| 2024 | 16,827 | 9,387 | 24.4% | 6.38% | #9 |
| 2025 | 14,655 | 8,535 | 23.5% | 5.99% | #13 |
What Loandepot.Com lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Loandepot.Com applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Harris County | 1,651 | 936 | 343 | 20.8% |
| Bexar County | 1,393 | 766 | 423 | 30.4% |
| Collin County | 1,321 | 1,023 | 162 | 12.3% |
| Tarrant County | 914 | 501 | 234 | 25.6% |
| Dallas County | 881 | 407 | 311 | 35.3% |
| Montgomery County | 813 | 566 | 116 | 14.3% |
| Denton County | 635 | 400 | 130 | 20.5% |
| Fort Bend County | 556 | 314 | 124 | 22.3% |
| Travis County | 523 | 320 | 122 | 23.3% |
| Williamson County | 485 | 307 | 99 | 20.4% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 14,655 applications in 2025, of which 8,535 were originated and 3,450 denied.
23.5% of all applications, or 28.4% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Loandepot.Com originated in Texas in 2025 was 5.99%, against a statewide median of 6.50%.
About this data. Figures are Loandepot.Com's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology