Crestmark Mortgage Company in Texas vs the state
0.8%Denial rate-18.66 pts vs state
1.0%Decision denial rate-23.88 pts vs state
74.6%Origination rate+19.73 pts vs state
5.99%Median rate-0.51 pts vs state
-0.22Rate spread (pts)-0.41 pts vs state
$174kMedian applicant income
967Loans originated
10Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,724 | 1,232 | 1.8% | 6.25% | #101 |
| 2024 | 1,296 | 903 | 0.8% | 6.13% | #135 |
| 2025 | 1,296 | 967 | 0.8% | 5.99% | #146 |
What Crestmark Mortgage Company lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Crestmark Mortgage Company applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Harris County | 198 | 143 | 1 | 0.5% |
| Fort Bend County | 193 | 127 | 2 | 1.0% |
| Bexar County | 152 | 119 | 0 | 0.0% |
| Brazoria County | 107 | 82 | 0 | 0.0% |
| Williamson County | 91 | 75 | 0 | 0.0% |
| Collin County | 86 | 64 | 0 | 0.0% |
| Montgomery County | 78 | 48 | 2 | 2.6% |
| Guadalupe County | 62 | 56 | 0 | 0.0% |
| Comal County | 56 | 46 | 0 | 0.0% |
| Denton County | 45 | 37 | 0 | 0.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 1,296 applications in 2025, of which 967 were originated and 10 denied.
0.8% of all applications, or 1.0% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Crestmark Mortgage Company originated in Texas in 2025 was 5.99%, against a statewide median of 6.50%.
About this data. Figures are Crestmark Mortgage Company's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology