Jet Homeloans in Texas vs the state
4.3%Denial rate-15.12 pts vs state
6.2%Decision denial rate-18.69 pts vs state
63.1%Origination rate+8.23 pts vs state
5.50%Median rate-1.00 pts vs state
-0.68Rate spread (pts)-0.87 pts vs state
$155kMedian applicant income
1,788Loans originated
122Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 667 | 528 | 1.4% | 5.99% | #216 |
| 2024 | 1,115 | 954 | 1.6% | 6.13% | #153 |
| 2025 | 2,833 | 1,788 | 4.3% | 5.50% | #68 |
What Jet Homeloans lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Jet Homeloans applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Williamson County | 328 | 252 | 6 | 1.8% |
| Montgomery County | 296 | 169 | 24 | 8.1% |
| Collin County | 294 | 182 | 3 | 1.0% |
| Harris County | 278 | 183 | 15 | 5.4% |
| Denton County | 269 | 185 | 10 | 3.7% |
| Brazoria County | 263 | 147 | 18 | 6.8% |
| Fort Bend County | 220 | 92 | 21 | 9.5% |
| Bexar County | 135 | 97 | 1 | 0.7% |
| Guadalupe County | 98 | 62 | 1 | 1.0% |
| Comal County | 97 | 66 | 5 | 5.2% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 2,833 applications in 2025, of which 1,788 were originated and 122 denied.
4.3% of all applications, or 6.2% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Jet Homeloans originated in Texas in 2025 was 5.50%, against a statewide median of 6.50%.
About this data. Figures are Jet Homeloans's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology