Pilgrim Mortgage in Texas vs the state
1.4%Denial rate-18.08 pts vs state
1.7%Decision denial rate-23.22 pts vs state
78.9%Origination rate+24.04 pts vs state
6.50%Median rate0.00 pts vs state
0.25Rate spread (pts)+0.05 pts vs state
$132kMedian applicant income
1,108Loans originated
19Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 970 | 706 | 1.1% | 6.63% | #155 |
| 2024 | 1,108 | 833 | 1.9% | 6.63% | #154 |
| 2025 | 1,404 | 1,108 | 1.4% | 6.50% | #139 |
What Pilgrim Mortgage lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Pilgrim Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Bexar County | 261 | 190 | 4 | 1.5% |
| Brazos County | 144 | 126 | 1 | 0.7% |
| Travis County | 126 | 110 | 2 | 1.6% |
| Comal County | 111 | 96 | 0 | 0.0% |
| Guadalupe County | 95 | 73 | 3 | 3.2% |
| Williamson County | 78 | 62 | 0 | 0.0% |
| Harris County | 76 | 59 | 3 | 3.9% |
| Wilson County | 55 | 43 | 1 | 1.8% |
| Hays County | 34 | 26 | 0 | 0.0% |
| Tarrant County | 31 | 25 | 0 | 0.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 1,404 applications in 2025, of which 1,108 were originated and 19 denied.
1.4% of all applications, or 1.7% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Pilgrim Mortgage originated in Texas in 2025 was 6.50%, against a statewide median of 6.50%.
About this data. Figures are Pilgrim Mortgage's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology