Parkstone Mortgage in Texas vs the state
0.4%Denial rate-19.01 pts vs state
0.6%Decision denial rate-24.27 pts vs state
65.8%Origination rate+10.96 pts vs state
5.99%Median rate-0.51 pts vs state
-0.45Rate spread (pts)-0.65 pts vs state
$169kMedian applicant income
950Loans originated
6Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,188 | 797 | 0.8% | 5.99% | #133 |
| 2024 | 1,614 | 1,063 | 0.4% | 5.99% | #109 |
| 2025 | 1,443 | 950 | 0.4% | 5.99% | #134 |
What Parkstone Mortgage lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Parkstone Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Montgomery County | 178 | 102 | 1 | 0.6% |
| Fort Bend County | 171 | 86 | 0 | 0.0% |
| Bexar County | 168 | 130 | 1 | 0.6% |
| Williamson County | 168 | 112 | 0 | 0.0% |
| Harris County | 161 | 101 | 0 | 0.0% |
| Kendall County | 74 | 47 | 0 | 0.0% |
| Hays County | 71 | 49 | 0 | 0.0% |
| Travis County | 65 | 39 | 0 | 0.0% |
| Rockwall County | 64 | 48 | 3 | 4.7% |
| Comal County | 47 | 36 | 0 | 0.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 1,443 applications in 2025, of which 950 were originated and 6 denied.
0.4% of all applications, or 0.6% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Parkstone Mortgage originated in Texas in 2025 was 5.99%, against a statewide median of 6.50%.
About this data. Figures are Parkstone Mortgage's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology